(Reuters) -Wells Fargo's profit rose in the third quarter as the U.S. lender benefited from customers paying higher interest on

It was a eulogy from Pep Guardiola about a midfielder. He reflected on the excellence he can show when in a deeper role and celebrated his goalscoring exploits. He said how keen he is to keep him and that the club hierarchy know that. He was hailing Ilkay Gundogan, understandably after a tour de force. Just as predictably, Kalvin Phillips was not the object of his affection. The German’s afternoon at Goodison Park brought two goals. The Englishman’s brought two minutes of football. One could be bound for Barcelona on a free transfer in a couple of months. The other still has five years left on his Manchester City contract. Perhaps, when Gundogan plays as majestically as he has against Leeds and Everton, it is unfair to compare anyone to him. Yet in effect, Guardiola had to when Rodri sat out the games against Sheffield United and Leeds; on each occasion, he opted for Gundogan to anchor the midfield. Phillips was supposed to be the specialist defensive midfielder. Instead, he is the specialist substitute. Rodri is the most overworked member of City’s squad, with 4104 minutes under his belt. It is in part because Phillips has been trusted with just 407. Some 55 games into City’s season, Phillips has started just two: against a Bristol City team in the Championship and a Southampton side bound for that division. Guardiola’s side lost at St Mary’s, in their worst performance of the season, in the Carabao Cup. A bit-part role is not explained purely by a shoulder injury in autumn. City have scored 92 league goals, but none with Phillips on the pitch; indeed, they have a negative goal difference during his outings. Leicester scored one, and came close to getting three, after Phillips’ introduction a month ago; the midfielder described his own performance as “a bit of a stinker”. Since then, votes of no confidence have come from Guardiola, with cameos that have begun so late that nothing could go wrong: he came on injury time against West Ham, with a three-goal lead, slightly earlier at Goodison, and with the same scoreline. Scan Phillips’ season and Guardiola often brings him on so late he is destined to be the no-impact substitute: he was also introduced in injury time against Borussia Dortmund. He got one minute against West Ham in August, three against Arsenal in February, four against Chelsea in January, nine at Southampton, 12 against Sevilla, 13 at Wolves. A total of 17 appearances feels deceptive; even then, 161 of his minutes have come in the FA Cup. He may be having the worst treble-winning season ever, remembered in part for Guardiola branding him overweight after the World Cup. And if many could envy the medal collection he may soon have, Phillips in a better state could be the endearing success story – the ‘Yorkshire Pirlo’ who was transformed by Guardiola’s hero Marcelo Bielsa, integral for England on their run to the final of Euro 2020. Now he seems an afterthought, City’s third-choice defensive midfielder – fourth-choice if John Stones’ reinvention puts him ahead of Phillips – getting token appearances and meaningless minutes. For a while, it was possible to take solace in history. Many a player has flourished in his second season under Guardiola, after belatedly adjusting to his complex demands. Yet, even without being automatic choices, they were not marginalised. Bernardo Silva’s maiden season brought 53 appearances; 35 of them were in the Premier League, where he played 1520 minutes. Thus far, Phillips has played 105. Riyad Mahrez’s debut campaign brought 1338 top-flight minutes, Jack Grealish’s 1917, Rodri’s 2488. Each kicked on thereafter but, seemed with the benefit of hindsight, it was apparent he had a part in the manager’s long-term plans. It seems less likely that Phillips does; 10 days ago, Guardiola refused to confirm he will be at the Etihad Stadium next season and said the £42m man had to earn his confidence. So far, he has not. All of which feels more damning given Guardiola’s playing days and his status as the godfather of the midfielder. Rejection should be more painful. It could provide City with more of a problem, too. With Gundogan likely to go to Barcelona, with the prospect of another summer of interest from the Nou Camp in Silva, Phillips may present an unwanted problem; likely to be pursued elsewhere in the Premier League but adding to City’s need for reinforcements. As players of the calibre of Ronaldinho, Deco and Zlatan Ibrahimovic can testify, Guardiola can be swift to exile even the most distinguished; as Joao Cancelo knows to his cost, he can still be ruthless. Phillips faces a different form of public humiliation, embarrassed by the brevity of his contributions. He could finish the season with more medals than starts but, in a strange way, it would be a sign of how his move has gone wrong. Read More Man City being driven to title by man of the moment – and it’s not Erling Haaland It’s not necessary what he does – Pep Guardiola hits out at Everton’s Yerry Mina Kevin De Bruyne is Man City’s man for the big occasion but has he met his match?

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