Almost a third of people in England and Wales said their mental health has been affected by soaring mortgage costs in the past year, according to new research. For people with existing mental health problems, nearly four in 10 said the rising costs had worsened their mental health. Mind, the UK’s biggest mental health charity, also said it had seen a 55 per cent increase in the number of people contacting its Infoline over the last 18 months about financial difficulties, including welfare, unemployment and personal debt. The charity’s survey of 3,015 respondents across England and Wales in March and April came before Thursday’s news that the Bank of England had raised interest rates to 5.25 per cent from 5 per cent. The hike, which is yet another bid to get inflation under control, will put more pressure on mortgage holders. Mind’s survey – carried out by Censuswide – suggested that 29 per cent of people had been affected by hearing about or experiencing increasing mortgage costs over the last year. Ten per cent said that it had affected their mental health a lot, the charity added. For people with existing mental health problems, some 36% said the increasing mortgage costs had made their mental health worse. The charity said younger people were particularly affected, with almost half (48%) of those aged between 16 and 24 saying that the mortgage situation had impacted on their mental health. Vicki Nash, Mind’s associate director of external affairs, said financial difficulties and mental health problems “often form a vicious cycle”. She said: “As we continue to grapple with the rising cost of living, news of yet another possible increase in mortgage rates will be difficult for many families to bear. “Money problems and mental health often form a vicious cycle, and when we’re struggling to deal with one, the other can become much harder to manage, particularly when it threatens to impact our housing situation. “We know some people are becoming so unwell that they need hospital treatment for their mental health. “When this happens the care they receive when they leave hospital is critical so we are calling for the introduction of comprehensive welfare checks, including of people’s financial situation. “These figures show this is a mental health emergency that everyone is going to need help to deal with. We know we can’t fix the cost-of-living crisis but support for your mental health is out there, and we are here for you. “This includes through Mind’s Infoline, online community, Side by Side and the useful information on our website that will be available throughout this difficult period.” Mind has a confidential information and support line which can be called on 0300 123 3393 between 9am and 6pm from Monday to Friday, or people can visit mind.org.uk. Read More ‘Unsackable’ Jeremy Hunt to remain chancellor as Rishi Sunak eyes ‘election-ready’ Cabinet reshuffle Lizzo: All the allegations made by former dancers – from sexual harassment to body shaming The Bank hikes interest rates again – but the end of the pain could finally be in sight Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live

X is shutting down Circles months after some users flagged glitches with the privacy-focused tool that lets users send posts to a select audience. The Elon Musk-owned company that was earlier called Twitter said on Thursday that Circles will be disabled by 31 October. “After this date, you will not be able to create new posts that are limited to your Circle, nor will you be able to add people to your Circle,” X wrote in a post. “You will, however, be able to remove people from your Circle, by unfollowing them,” the company said. Once unfollowed, users previously part of one’s Circle “can no longer see your past Circle Posts,” it said. The feature – similar to Instagram’s Close Friends stories – was officially launched in August 2022 when the platform was called Twitter, and before the Tesla billionaire took over the company. “Twitter Circle is a way to send Tweets to select people, and share your thoughts with a smaller crowd,” the company had said after the feature’s launch. “You choose who’s in your Twitter Circle, and only the individuals you’ve added can reply to and interact with the Tweets you share in the circle,” it had then said. Then in April, a software glitch exposed the private posts of some users to other followers and strangers not part of their Circle, sparking widespread privacy concern. Users began noticing their private Circle posts began appearing on the algorithmically generated “For You” timeline, meaning these posts were being noticed by people outside the intended audience. In some cases, users noticed their Circle posts were even reaching people who don’t even follow them. In emails sent to affected users, X said a “security incident” was behind the public display of their Circle tweets, adding that the issue was “immediately fixed” so these posts were no longer visible outside of the user’s Circle. “We’ve conducted a thorough investigation to understand how this occurred and have addressed this issue,” the company said. “We understand the risks that an incident like this can introduce and we deeply regret this happened,” it said at the time. The software bug added to the number of issues that plagued Twitter following Mr Musk’s takeover of the company and the multibillionaire laying off nearly two-thirds of its workforce. The glitch was likely due to the platform’s recommendation algorithm likely failing to filter out Circle posts before sharing them with others on the site, former Twitter engineer Theo Browne told TechCrunch at the time. Now, in a new update, X said in a post that it is “deprecating Circles as of Oct 31st, 2023”, without delving into why the company is shutting down the feature. Read More Two dead and dozens injured after bus carrying high school band crashes on I-84 in New York Tourist calls police after being charged £500 for chilli crab in Singapore Scientists discover world’s oldest human-built structure, built by an extinct species ChatGPT can now generate images and create illustrated books Man drives off bridge ‘following Google Maps’ Solar panel breakthrough could supercharge ‘miracle material’ production

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Gareth Southgate lauded Bukayo Saka after the England star scored a tremendous treble against North Macedonia and enjoyed one of the best nights of his life. Having followed up March’s wins against Italy and Ukraine by beating Malta 4-0 on Friday, the side put on a show on Monday as their Euro 2024 qualification cakewalk continued. Harry Kane’s brace was complemented by Marcus Rashford and Kalvin Phillips efforts at Old Trafford, where Saka was the star of the 7-0 annihilation of North Macedonia. A fierce strike from a tight angle was followed at the start of the second half by a stupendous second, before then quickly wrapping up the first hat-trick of his career. Saka was given a standing ovation after a sparkling performance made all the impressive by the fact Southgate revealed he has been dealing with an Achilles issue. “He’s had it for a few weeks and it’s an injury that just needs managing, but it would have been easy not to appear,” the England boss said. “I think when you then have probably one of the best nights of your life, it’s a reminder to everybody that it’s worth going through those things. “To see the joy on his face, he’s such a popular member of the team and so humble, works incredibly hard and, of course, talented. “He’s been finishing like that all week, so, yeah, it was outstanding performance.” Asked how close Saka is to being at an elite level, Southgate said: “Yeah, I think he’s there. “When he broke into the team at Arsenal, what struck us was that in a team that were having a difficult time he was performing at a really high level. “Then when the team were playing well he was still a key player and performing at a really high level. “So, that says a lot about his mentality, his ability to deal with pressure and that’s the environment that we’re in all the time. He’s exceptional to work with.” Saka’s goals in the final match of this unprecedented season mean it is a matter of when rather than if England wrap up qualification for next summer’s Euros. There were few signs of fatigue at a rocking Old Trafford, where Macedonia suffered their heaviest ever defeat. “The scoreline is outrageous, really,” Southgate said. “That wasn’t really how you were expecting the game to be because there’s no evidence that Macedonia would suffer like that. “There’s no evidence that the game in the end would be as straightforward as it was and certainly in the opening 20 minutes it didn’t look that way, so it’s huge credit to (the group). “I think our senior players have set a brilliant tone all week and Jordan Henderson on the pitch tonight. “He won’t get the headlines but the way he set the tone for winning the ball back and running forward and mixing the game up I think was really important.” I want to apologise to the whole of the Macedonian nation for our performance and what we did tonight Blagoja Milevski Macedonia were blown away at Old Trafford, where they were a far cry from the side that shocked Germany and Italy in recent years. Head coach Blagoja Milevski said: “Before we start the press conference, I want to apologise to the whole of the Macedonian nation for our performance and what we did tonight. “I make decisions for every player who plays and the responsibility is just mine so I have to apologise for the whole of the Macedonian nation. “It happens that these disastrous moments happen and we are all involved in it. I take all the responsibility for today’s game.” Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Stephen Kenny says ‘nothing is impossible’ ahead of France and Netherlands tests Rob Page insists Wales can still qualify despite Turkey defeat Michael O’Neill feels Northern Ireland did not deserve to lose to Kazakhstan

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