Chelsea head coach Mauricio Pochettino has urged the club to continue clear out the first-team squad and to allow him to bring 'balance' back to the side. He would also like to make more signings before their season begins.

It’s never too early to introduce money skills to children – but how should we be talking to young girls about finances? After all, the gender pay gap is no myth. Among full-time employees, the median hourly pay was 8.3% less for women than men in April 2022, according to the Office of National Statistics (ONS). It impacts pension saving too: a report published by the Institute for Fiscal Studies (IFS) earlier this year found that across all working-age people, women had average total annual pension contributions of £2,600, compared with £3,400 for men. Women are also less likely to invest. In a survey of 6000 UK adults in 2022, Boring Money estimated that only 40% of investors are women. Alexandra Loydon, director of partner engagement and consultancy at wealth management company St. James’s Place, points out that the “financial services industry has traditionally not targeted women”, adding that there is “an opportunity for the industry” to change this. There are also lots of systemic factors that form an important part of the picture, especially in terms of equal opportunities, pay and maternity/paternity leave. Alongside this though, how can parents and guardians help by talking to young girls about money? “We should be encouraging women to engage with their finances from a young age, and save more when they can and if they can. We should ensure that women take advice, put a plan in place, set goals and don’t touch their long-term savings to help build their wealth over time,” says Loydon. Zoe Brett, financial planner at EQ Investors, agrees that “financial literacy needs to start at school age”. Here are three key things to think about when talking to young girls about money… Encourage them to negotiate “We should be instilling and encouraging women to not be afraid to ask for pay rises and promotions. Statistically, women are more likely to not go for jobs if they do not meet all the requirements [compared with men],” says Loydon. So, how can you model this early? “If rewarding good report card or exam results, ask them to tell you how much or what that achievement is worth and why,” suggests Brett. “Or if paying pocket money, then ensure they are earning it with chores and do a pay review each year, where you ask them to make a case for a raise in pocket money.” Teach them basic money language Introducing them to money management concepts can be incorporated into family life. “We often see children’s chores as mowing the lawn or doing household duties, but how about implementing something more financially orientated, like helping with a weekly shopping budget?” suggests Brett. Done in a positive, age-appropriate way, this could help them become familiar and confident with some basic money language. “Being open and discussing finances during family dinners can also be helpful – children are naturally inquisitive and will likely ask questions or at least passively soak up information,” Brett adds. “For something more structured, there are online courses aimed at teens that teach money basics, or even just following a decent financial influencer on social media can be a great way to teach.” Encourage saving for things they want Saving is an important life skill and instilling this early can empower children with a sense of independence around personal finances and earning power. “If I wanted something, my mum would tell me to save up half the cost of it, and she would pay the other half. It taught me to only spend my money on things I truly wanted. If I wasted my money on sweets, then I simply couldn’t have that new toy I wanted,” Brett recalls of her own childhood. “I didn’t realise it at the time, but every time I put money into my savings account, my mum would double it. This lovingly sneaky little trick gave me an early lesson in compounding and made me want to save more, because I could see my savings growing, it was a real sense of achievement.” Of course, not all households will be able to do this, especially when living costs are stretched. But teaching girls how to save, however possible, is so useful. If you are in a position to do so, Brett suggests: “Open a savings account early on and give them autonomy for that account, with a little guidance along the way. Encourage them to put 25% of their pocket money, earnings, or birthday money into the savings account… Encourage is the optimal word here, enforcing it could lead to resentment and rebellion,” she adds. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live STI cases at record highs: 6 things everyone needs to know about sexually transmitted infections What’s wrong with my roses? Men’s Health Week: How to talk about sensitive or ’embarrassing’ health issues

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Chiedozie Ogbene has admitted he feels sorry for under-fire Republic of Ireland manager Stephen Kenny after his lingering hopes of Euro 2024 qualification were finally dashed. Kenny’s reign seemingly reached the point of no return on Friday night when a 2-0 home defeat by Greece left his team with just three points from a possible 18 in Group B and mathematically unable to clinch a place in the top two. Ireland head for Gibraltar on Monday evening with only pride at stake and while Kenny received assurances last week that he would remain in charge until after next month’s fixtures, discontent with the direction of travel under his charge has reached fever pitch. I actually feel sorry for the manager Republic of Ireland international Chiedozie Ogbene Asked about the manager’s future, Luton striker Ogbene reflected on early chances which went begging and said: “Had we scored those chances, then the game would be different. “We would have been 2-0 up. But we didn’t take those chances and a positive start ends up negatively. “I actually feel sorry for the manager. We were not sharp in our decision-making and overall it is disappointing, the result.” Kenny took over from Mick McCarthy in April 2020 and vowed to shake up the squad he inherited. He has since blooded a new generation of young players and tried to implement a more progressive brand of football. Unfortunately for him, potential has not yielded results and his team have won just five of the 27 competitive games they have played. Four of those victories have come against lower-ranked sides – Azerbaijan, Luxembourg, Armenia and Gibraltar – with a Nations League success against Scotland the exception. Qualification from a group which also includes World Cup runners-up France and the Netherlands was always a big ask, but five defeats in six games tell their own story. Even a handsome victory over Gibraltar in Faro would do little to quell the negativity surrounding Kenny’s reign, but Celtic defender Liam Scales, who made his senior international debut against Greece, insists there will be no shortage of motivation. Scales said: “Look, it’s never hard to lift yourself to play for your country. Obviously I’ve only done it once, but the lads will tell you that it’s the best thing you can do as a footballer. “As players, we’ll be motivated to go there and put on a performance. As disappointed as we are, it’s playing for the jersey now. “Obviously qualification is done and that’s that. But we’re playing for the jersey and pride now. We’re all proud to be wearing the jersey and we’ll go to Gibraltar, hopefully get a result and do better.” Read More Gareth Southgate questions why England fans booed Jordan Henderson Stephen Kenny admits Republic of Ireland ‘needed to win’ against Greece Ben Davies: Wales go into Croatia clash believing anything’s possible Matty Jones says late Wales Under-21s draw in Czech Republic ‘feels like a win’ Stephen Kenny under pressure as Ireland’s qualification hopes come to end England and Australia observe silence for those killed in Israel and Gaza

The US Coast Guard launched a search and rescue operation Monday to locate a submarine that went missing during an expedition taking tourists to the wreckage of the Titanic, CNN partner CTV News reported.

LOS ANGELES--(BUSINESS WIRE)--Jun 15, 2023--

A “fired-up” Max Verstappen sent a warning to the rest of the grid that Red Bull are back on form as he set a searing pace to top the first two practice sessions at the Japanese Grand Prix. Verstappen’s record 10-race winning run and Red Bull’s unbeaten season came to a shuddering halt last weekend in Singapore, where the team admitted they did not understand their struggles with the car’s set-up around the street circuit. The 25-year-old was confident of a return to form around the high-speed corner track at Suzuka, where Lewis Hamilton predicted the Red Bull would be “phenomenal”, but all eyes were on the Dutchman who is closing in on a hat-trick of world titles. His response to the struggles of Singapore was immediate and emphatic, finishing 0.626 seconds clear of Ferrari’s Singapore-winner Carlos Sainz in P1 before beating Charles Leclerc by 0.320sec in P2. Red Bull team principal Christian Horner said: “He dealt with (Singapore) very maturely. “It was a difficult weekend but he raced very hard. It was what it was. He knew at some point we were going to get beaten and he dealt with the situation well. “He has certainly come here pretty fired up as you could see from his outlap in P1 today. “Max knew it was always going to come to an end at some point. That 10th victory meant a lot to him and certainly to the team so I’m glad Singapore wasn’t the 10th in that succession of races. I think he has just shown great leadership and great maturity.” The second session was red-flagged with a little over two minutes remaining when Pierre Gasly crashed heavily into the barriers at Degner Two, bringing a premature end to the session. McLaren had been tipped to be the closest challengers to Red Bull and Verstappen this weekend, with Mercedes’ George Russell even suggesting the British team could be favourites. Lando Norris showed strong pace to finish the day third, albeit 0.464sec off the pace, while Oscar Piastri, who signed a contract extension earlier this week, claimed eighth in the second McLaren. Red Bull will almost certainly clinch the Constructors’ Championship this weekend at the home race for their engine supplier Honda. But Sergio Perez was over a second off the pace of his team-mate, finishing 11th in P1 and ninth in P2. Fernando Alonso claimed sixth for Aston Martin ahead of the Williams of Alex Albon. Mercedes pair Russell and Hamilton struggled in the opening session, finishing a lowly 13th and 16th respectively, with chief race engineer Andrew Shovlin admitting the team had work to do on the car setup. Russell claimed fifth in P2 but Hamilton was only 14th, with the seven-time world champion a huge 1.141sec adrift off the pace. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Lance Stroll to sit out Singapore Grand Prix after huge crash in qualifying ‘You can forget about that’ – Max Verstappen rules out another win in Singapore Lance Stroll crashes into barrier at 110mph in Singapore Grand Prix qualifying

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