Almost a third of people in England and Wales said their mental health has been affected by soaring mortgage costs in the past year, according to new research. For people with existing mental health problems, nearly four in 10 said the rising costs had worsened their mental health. Mind, the UK’s biggest mental health charity, also said it had seen a 55% increase in the number of people contacting its Infoline over the last 18 months about financial difficulties, including welfare, unemployment and personal debt. The charity’s survey of 3,015 respondents across England and Wales in March and April came before Thursday’s news that the Bank of England had raised interest rates to 5.25% from 5%. The hike, which is yet another bid to get inflation under control, will put more pressure on mortgage holders. Mind’s survey – carried out by Censuswide – suggested that 29% of people had been affected by hearing about or experiencing increasing mortgage costs over the last year. Ten per cent said that it had affected their mental health a lot, the charity added. For people with existing mental health problems, some 36% said the increasing mortgage costs had made their mental health worse. Money problems and mental health often form a vicious cycle, and when we’re struggling to deal with one, the other can become much harder to manage, particularly when it threatens to impact our housing situation Vicki Nash, Mind The charity said younger people were particularly affected, with almost half (48%) of those aged between 16 and 24 saying that the mortgage situation had impacted on their mental health. Vicki Nash, Mind’s associate director of external affairs, said financial difficulties and mental health problems “often form a vicious cycle”. She said: “As we continue to grapple with the rising cost of living, news of yet another possible increase in mortgage rates will be difficult for many families to bear. “Money problems and mental health often form a vicious cycle, and when we’re struggling to deal with one, the other can become much harder to manage, particularly when it threatens to impact our housing situation. “We know some people are becoming so unwell that they need hospital treatment for their mental health. “When this happens the care they receive when they leave hospital is critical so we are calling for the introduction of comprehensive welfare checks, including of people’s financial situation. “These figures show this is a mental health emergency that everyone is going to need help to deal with. We know we can’t fix the cost-of-living crisis but support for your mental health is out there, and we are here for you. “This includes through Mind’s Infoline, online community, Side by Side and the useful information on our website that will be available throughout this difficult period.” Mind has a confidential information and support line which can be called on 0300 123 3393 between 9am and 6pm from Monday to Friday, or people can visit mind.org.uk. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Consuming foods with added sugars may increase risk of kidney stones – study Why TikTok is going wild for lip oil 5 late summer blooms to plant now

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Spain's Olga Carmona's World Cup Celebrations have been marred by tragedy after she found that her father died just minutes after the game. The 23-year-old Real Madrid star secured a 1-0 win over England today in Sydney in the final. Carmona found out that her father died following the full-time whistle. Spanish FA said her father died just before the final got underway. Carmona posted an emotional tribute to her father after she helped her country to their first Women’s World Cup triumph. “Without knowing it, I had my star before the game started,” Carmona wrote. “I know that you have given me the strength to achieve something unique. “I know that you have been watching me tonight and that you are proud of me. Rest in peace dad.” The 23-year-old had celebrated her goal on Sunday with a tribute to a friend who recently lost her mother. “I think all of us, we felt that this team had something special,” the defender said after Spain won the title. Writing on Twitter, the Spanish FA said: "We deeply regret to announce the death of Olga Carmona's father. "The footballer learnt the sad news after the World Cup final. We love you, Olga, you are part of Spanish football history. "We send out most sincere hugs to Olga and her family in a moment of deep pain. "We love you, Olga, you are the history of Spanish football." A statement from Real Madrid read: “Real Madrid, our president and our board of directors are deeply saddened by the death of the father of our player Olga Carmona. “Real Madrid want to express our condolences and our love to Olga, her family and all her loved ones.” Carmona was named as player of the match in the final, after also scored a late winner in Spain's semi-final against Sweden. Read More Lionesses have ‘inspired millions’ despite falling short in first World Cup final Lionesses ‘won the hearts’ of fans despite World Cup defeat: ‘This is just the beginning’ Lionesses deserve honours after World Cup final run, says Labour leader Declan Rice is type of player everyone is looking for – Palace boss Roy Hodgson I’ll be there for him – Dele Alli always has friend in Spurs star Son Heung-min We won’t stop – Georgia Stanway vows England will ‘continue to break barriers’