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Times are hard, and it’s no surprise to learn many people are spending more than they earn. New research has found one in 10 people spend more than they have in their current account at least seven months each year, and more than half (59%) spend more than they earn at least one month a year. The research, for website TopCashback, also revealed that while parents with children under 18 typically have just £179 left in the bank the day before payday, nearly three-quarters (73%) of people feel they don’t have their spending fully under control, with nearly half (47%) citing the rising cost of living as the cause. And around two-fifths (41%) admit they feel anxious about the cost of living on a weekly basis. “So many people are guilty of spending above their means – let’s face it, it’s why credit cards are such big business,” says finance expert Vicky Parry, head of content at MoneyMagpie. She says emotional spending can be a real issue, pointing out: “When we feel deprived of something, it makes us seek out that dopamine to feel good, so we online shop, and we buy things we don’t even need.” And Rajan Lakhani, a money expert at the smart money app Plum, says: “With wage growth now beginning to exceed rising costs, households may be tempted to spend even more.” But he stresses it’s important to try to get any high interest debts down before succumbing to spending temptations, and notes there are plenty of easy ways for families to reduce their spending. Here, Parry and Lakhani outline their tips for family cutbacks as the cost-of-living crisis continues to bite… 1. Avoid brands Parry advises families to stop buying branded goods in the supermarket, pointing out that the mark-up can be huge. “More often than not, it’s made in the same factory as the supermarket’s own-brand product,” she says. “If you equate a brand as a stamp of good quality, then try to change this mindset – look at the taste awards and you’ll see many own-brand and cheaper products are superior.” 2. Get the kids involved with cutting energy bills If they’re old enough to understand, talk to your kids about why it’s important to switch off lights when they leave a room, and why the heating might not be on as much when winter comes. Lakhani says: “As a dad, I’m having to constantly tell my eldest daughter to switch off the lights when she’s left the room. That helps in the short-term, but explaining to children why it’s important to do this, whether it’s the benefits for household bills or the environment, means they’re more likely to remember.” He says smart meters also provide a fun way to bring cost-saving to life for kids, as they can see the impact of switching off lights or turning off appliances that aren’t being used. “It becomes a game for them, and you can create competitions around who’s being the most energy-efficient,” he suggests, pointing out that children’s help could make an important difference, as although energy bills have fallen, prices are still far higher than they were at the start of last year. 3. Budget Keeping your eyes firmly on a budget is the first step towards stopping overspending, stresses Parry, who points out there are some good budgeting apps that tell you what your monthly budgets should be. “Have lists of items you want, items you need and items that will make your life easier,” she suggests. “If you see a top in the sale, yet ‘top’ isn’t on those lists, you’re being impulsive. It’s a good way to remember what you genuinely need.” Lakhani says it’s crucial to budget in the supermarket, and families need to “develop your special superpower” against clever in-store marketing ploys. “Have a set budget and shopping list, and ringfence how much you want to spend on groceries,” he advises. He suggests buying groceries online can help with set budgets, because you can see how the costs are totting up as you put them in your virtual trolley. “Buying groceries online also reduces the chances of being tempted by impulse purchases and kids asking for extra things, while also being easier to find offers,” he says. 4. Childcare share After-school clubs may be a necessity for some parents, but the cost can be crippling – Parry points out that the average fee for an after-school club is usually between £8-£15.50 per session, so five days a week for the 39 weeks of the school year can cost as much as £2,925 per child per year. But you can cut that cost completely, she says, by getting a group of trusted parent friends together and taking it in turns to have all the children over after school for one night each a week. 5. Walk more Although it’s often tempting to use the car for short trips like the school run, Lakhani stresses: “Walking the kids to school is not only good for your pocket, but for the planet and your health. It also gives you more face-to-face time with your children, so you have more time to know how they’re feeling and what’s going on at school. “With petrol costs on the rise again as oil prices are increasing, this is a relatively simple way to cut your costs.” 6. Beware of hobby stacking Hobby stacking is when kids develop a passion for a particular pastime, and then forget it and move on to another within a few weeks. “Before you go out and buy all the kit and gear for something which is essentially a phase, try and borrow it from a friend, or make do, until you’re sure this passion is a long-term investment,” Parry advises. 7. Cut nappy costs If you’ve got a baby, nappies can cost a small fortune, but Lakhani says you can save money by buying them in bulk or having a subscription, which are often discounted. “If you’re buying in bulk,” he says, “ensure you don’t purchase too many, as you could be left with nappies that are the wrong size as your baby grows.” In addition, compare the price of nappies at different retailers, or for an even cheaper option, use reusable nappies. Not only are they cheaper (in the long run), but they’re better for the planet too. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live What is combination cholesterol therapy, as study suggests it could save lives? Cancer cases in young people ‘are rising’ – the warning signs to look out for How construction expert Daniel Ashville Louisy went from social media star to TV host

X most certainly marks the spot for the world’s most headline-grabbing billionaire. Elon Musk announced on Sunday that he would be giving Twitter a major makeover: changing its name to “X” and doing away with its famous bird logo. He tweeted (or should that be X-ed?): “Soon we shall bid adieu to the twitter brand and, gradually, all the birds.” And, he said: “If a good enough X logo is posted tonight, we’ll make go live worldwide tomorrow. To embody the imperfections in us all that make us unique.” Sign up for our free Indy100 weekly newsletter It’s all part of his overarching plan to transform X into an “everything app”, much like China’s WeChat, which handles everything from payments to messaging to micro-blogging. Posting a beaming photo of himself with his arms raised in a cross, Musk added: “Not sure what subtle clues gave it away, but I like the letter X.” So where does his love of the letter come from? And where else has he used it? Here, indy100 takes a look at the SpaceX founder’s somewhat unorthodoX obsession. X.com When it comes to letters of the alphabet, X is certainly the most associated with euphemism – anything branded X-rated is bound to raise an eyebrow or two. And this is quite possibly one of the reasons the proud provocateur liked it so much to begin with. According to Ashlee Vance, author of the 2015 biography ‘Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future’, his fascination with the letter began with one of his earliest ventures. Musk, one of the world's richest men, co-founded the online banking service X.com in 1999, but, Vance said, not everyone was enthusiastic about the name. "Everyone tried to talk him out of naming the company that back then because of the sexual innuendos, but he really liked it and stuck with it," he revealed. However, the critics were soon able to breathe a sigh of relief: X.com merged with competitor Confinity Inc., in 2000 and the name was changed to the family-friendly PayPal. And yet, Musk clearly wasn’t able to let go of his brainchild. So, in 2017, he bought the url "X.com" back off PayPal, tweeting that the domain "has great sentimental value,” as NPR notes. Now, if you type “X.com” into your web browser, you will be directed to the Twitter – soon to be X – homepage. SpaceX After making his first fortune with the sale of his tech company Zip2 for $307 million (around £240 million) in 1999, and PayPal in 2002 for $1.5 billion (around £1.32 billion), the universe was the limit for Musk. The same year he sold PayPal, he founded his space flight company Space Exploration Technologies Corp. However, the name doesn’t exactly roll off the tongue, so it was abbreviated to SpaceX. The Tesla ‘X’ While Musk opted for three alternative consonants in the name of his electric car company (which he started in 2003), he eventually couldn’t resist adding a touch of X. In 2015, the father-of-six unveiled Tesla’s third model: an e-car lovingly named… you guessed it. Tim Higgins, author of ‘Power Play: Tesla, Elon Musk, and the Bet of the Century’, explained that Musk had cheeky intentions when choosing the names of his models. The idea was that, combined, they would spell out the word “sexy," Higgins said. However, another car company – Ford – threw a spanner in the works thanks to its ownership of the rights to the “E” model. Musk, therefore, had to settle on calling his second model “3” – a "kind of a backwards E," as Higgins pointed out – to semi-achieve his desired acronym. But yes, there are now S, 3, X and Y models of the cars. Baby names In 2020, Musk and his then-partner, Grimes, welcomed a baby boy, calling him X Æ A-12. However, the couple were forced to alter the spelling of the name to X AE A-XII, after being notified that it breached legal conventions. California law dictates that names on birth certificates must employ “the 26 alphabetical letters of the English language,” although apostrophes and dashes are allowed, NME reports. Grimes, whose real name is Claire Boucher, explained via tweet that the X part of her son’s name refers to the “unknown variable” in algebra. Meanwhile, the Æ refers to the “elven spelling of Ai (love &/or Artificial intelligence)," and the A-12 at the end is apparently a nod to the Lockheed A-12 reconnaissance aircraft — the couple’s “favourite” plane. Despite all of this, the pair – who are now separated – refer to their child simply as “Little X”, Boucher admitted in an interview with Bloomberg shortly after his birth. Two years later, the then-couple announced that they’d had a baby girl via surrogate, naming her Exa Dark Sideræl. However, earlier this year, Boucher confirmed that they’d changed her name to “Y” – yet again proving that single letters at the bottom of the alphabet really are Musk’s thing. xAI On 12 July this year, the 52-year-old announced the formation of a new company called xAI. It's goal is simple, according to its website: "To understand the true nature of the universe." The new startup, based in the San Francisco Bay Area, has hired a group of top AI researchers who formerly worked at OpenAI, Google, Microsoft and Tesla. But we don't know much more about it than that. Musk was a co-founder and early funder of the artificial intelligence research laboratory OpenAI. However, he's grown increasingly critical of the company as it’s gained global prominence and commercial success with last year’s release of ChatGPT. In April, the billionaire criticised ChatGPT in an interview with Tucker Carlson, telling the then-Fox News host that the chatbot had a liberal bias and that he planned an alternative that would be a “maximum truth-seeking AI that tries to understand the nature of the universe.” And... voilà xAI. What neXt? It’s time for the renaissance of X.com, but with a grand new purpose. Weeks before forking out the $44 billion (around £34 million) to buy Twitter in October, Musk tweeted that the eye-watering purchase was simply “an accelerant to creating X, the everything app". "He wants to create an app similar to how WeChat is used in China, where it's part of the fabric of day-to-day life,” the billionaire’s biographer Vance explained to NPR. “You use it to communicate, to consume news, to buy things, to pay your rent, to book appointments with your doctor and even to pay fines.” Hinting at the financial difficulties that have plagued Twitter both historically and since Musk’s acquisition, Vance pointed out: "The company clearly needs a new, bigger business if it's to make the type of money that would justify his investment and satisfy his ambition.” Indeed, the world-famous entrepreneur is doing everything he can to build the hype around his company’s new facelift. On Monday (24 July), he retweeted a message from his newly-appointed Twitter CEO Linda Yaccarino, which read: “It’s an exceptionally rare thing – in life or in business – that you get a second chance to make another big impression. Twitter made one massive impression and changed the way we communicate. Now, X will go further, transforming the global town square." She continued: “X is the future state of unlimited interactivity – centered in audio, video, messaging, payments/banking – creating a global marketplace for ideas, goods, services, and opportunities. Powered by AI, X will connect us all in ways we’re just beginning to imagine.” So… why X? Musk suggested that he’d chosen “X” to replace Twitter because he wanted something that “embod[ies] the imperfections in us all that make us unique”. The letter has a number of different spiritual, cultural and mathematical meanings – any, or all, of which may have informed his lifelong fascination with the letter. As Boucher noted in her baby name explanation, X connotes the “unknown variable” in algebra. It is, of course, also the symbol for multiplication, and in linguistics, it’s what’s known a “phonetic chameleon” – meaning that it’s used to replicate a number of different sounds. It is also known as signifying the end of something – or death – think the X in a skull and crossbones emblem or the crosses drawn on the eyes of the dead in cartoons. It also signifies an error or cancellation, or that which is negative, and has long been recognised as an occult symbol for Satan. In other words, it has become the most “nihilistic” of letters, as psychologist Leon F Seltzer pointed out in a piece for Psychology Today. This all goes to suggest that Musk appreciates X’s malleability – how it can be birth and death, cancellation and multiplication, nothing and everything. X.com is dead. Long live X.com. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.

A United Airlines flight bound for Rome returned to New Jersey after midnight Thursday "to address a possible loss of cabin pressure," according to a statement from the airline.

These companies that were accused (and sometimes convicted of) engaging in alleged pyramid schemes and other scams.

Even after inflation has steadily eased this year, the Federal Reserve’s policymakers still think prices are rising too fast and are almost certain to lift their key interest rate by a quarter-point on Wednesday

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Every Friday our chief football writer Miguel Delaney sends out his Reading the Game newsletter, packed full with all the latest football news, anaylsis and insight from behind the scenes of the game. The free newsletter also includes a quiz which Miguel painstakingly compiles each week to ensure it is as testing as he can make it. Answers to these quizzes are now being housed here in this article, so please make sure you bookmark this page and - if you aren’t already - then most importantly please sign up to the newsletter for free by clicking here. The answers will be posted in here when the newsletter is sent each week. Without further ado let’s get straight to the answers for the recent quizzes: Answers to 19 May quiz Santiago Canizares (Valencia against Real Madrid, 2000); Ivan Campo (Real Madrid against Valencia, 2000); Filippo Inzaghi (Milan against Juventus, 2003); Edgar Davids (Juventus against Milan, 2003); Gio van Bronckhorst (Barcelona against Arsenal, 2006); Gerard Pique (Barcelona against Manchester United, 2009 and 2011); Arjen Robben (Bayern Munich against Chelsea, 2012); Lucio (Inter against Bayern Munich, 2010); Mats Hummels (Borussia Dortmund against Bayern Munich, 2013); Juanfran (Atletico Madrid against Real Madrid, 2014); Alvaro Morata (Real Madrid against Juventus, 2017); Sami Khedira, Gonzalo Higuain (Juventus against Real Madrid, 2017); Kingsley Coman (Bayern Munich against Paris Saint-Germain, 2020); Kevin De Bruyne (Manchester City against Chelsea, 2021) Answers to 12 May quiz Patrick Kluivert (Ajax against Milan), Fernando Morientes (Real Madrid against Valencia), Cristiano Ronaldo (Real Madrid against Juventus), Kingsley Coman (Bayern Munich against Paris Saint-Germain) Answers to 5 May quiz Newcastle United 1993-2009; West Ham United 1993-2003; Fulham 2001-14; Blackburn Rovers 2001-12; Bolton Wanderers 2001-12; Manchester City 2002-; Sunderland 2007-17; Stoke City 2008-18; Southampton 2012-; West Ham United 2012-; Crystal Palace 2013- Answers to 28 April quiz (please note typo in newsletter: there are seven answers to get) Matt Le Tissier, 1993-94, Southampton; Chris Sutton, 1993-94, Alan Shearer, 1999-00, Newcastle United; Norwich City; Mark Viduka, 2002-03, Leeds United; Andy Johnson, 2004-05, Crystal Palace; Darren Bent, 2009-10, Sunderland; Danny Ings, 2019-20, Southampton Answers to 21 April quiz Teddy Sheringham 1992-93, Tottenham Hotspur; Alan Shearer 1996-97, Newcastle United; Dwight Yorke 1998-99, Manchester United; Jimmy Hasselbaink 1999-2000, Chelsea; Robin van Persie 2012-13, Manchester United; Mohamed Salah 2017-18, Liverpool Answers for 14 April quiz Liverpool 1947-54; Portsmouth 1950-59; Chelsea 1955-62; Wolves 1959-66; Ipswich Town, 1962-64; Manchester United 1967-74; Leeds United 1974-82; Derby County 1975-80; Aston Villa 1981-87; Blackburn Rovers 1995-99 Answers for 7 April quiz Claudio Ranieri, one Premier League; Jose Mourinho, two Serie A titles, one Liga title, one Premier League; Avram Grant, one Serbian title; Carlo Ancelotti, one Ligue 1, one La Liga, one Bundesliga; Andre Villas-Boas, one Russian Premier League; Antonio Conte, one Serie A No quiz 31 March Answers for 24 March quiz Sergei Rebrov (Tottenham), Andriy Shevchenko (Chelsea), Andrey Voronin (Liverpool), Andriy Yarmolenko (West Ham), Vitaliy Mikolenko (Everton), Alexander Zinchenko (Arsenal) Answers for 17 March quiz Benfica, Porto, Spartak Moscow, CSKA Moscow, Ajax, PSV Eindhoven, Dynamo Kyiv, Shakhtar Donetsk, Olympiakos, Galatasaray, Fenerbahce, APOEL Answers for 10 March quiz Watford 2019-20, lost 8-0 to Manchester City; Norwich City 2013-14, lost 7-0 to Manchester City Sheffield Wednesday 1999-2000, lost 8-0 to Newcastle United; Nottingham Forest 1998-99, lost 8-1 to Manchester United; Barnsley 1997-98, lost 7-0 to Manchester United; Ipswich Town 1994-95, lost 9-0 to Manchester United Answers for 3 March quiz Romelu Lukaku, Angel Di Maria, Nemanja Matic, Donny van de Beek, Alexis Sanchez, Christian Benteke, Fernando Torres, Robbie Keane, Javier Mascherano, Mario Balotelli, Alberto Aquilani Answers for 24 February quiz 2005/06, 11/12, 12/13, 13/14, 14/15, 15/16, 16/17, 19/20 Answers for 17 February quiz Thierry Henry, Cesc Fabregas, Fernando Torres, Lukas Podolski, Leroy Sane, Mohamed Salah Answers for 10 February quiz FC Porto, Milan, Bayern Munich, Benfica, Barcelona, PSV Eindhoven, Inter, Real Madrid, Monaco, Paris Saint-Germain, Sevilla, Juventus, Leipzig, Atletico Madrid Answers for 3 February quiz Henrikh Mkhitaryan (Armenia), Dimitar Berbatov (Bulgaria), Karol Poborsky (Czech Republic), Bastien Schweinsteiger (Germany), Tomasz Kuszczak (Poland), Andrei Kanchelskis (Russia) Answers for 27 January quiz 1998-99 semi-final - Manchester United beat Arsenal; 2002-03 fifth round - Arsenal beat Manchester United; 2003-04 fifth round - Arsenal beat Chelsea; 2006-07 final - Chelsea beat Manchester United; 2011-02 third round - Manchester United beat Manchester City; 2016-17 semi-final - Chelsea beat Tottenham Hotspur; 2021-22 semi-final - Liverpool beat Manchester City; lower-placed Premier League won four times, and lost just three) Answers for 20 January quiz Jurgen Klinsmann, Dwight Yorke, Mark Viduka, Louis Saha, Cristiano Ronaldo, Fernando Torres, Emmanuel Adebayor, Dimitar Berbatov, Yaya Toure, Romelu Lukaku, Alexis Sanchez, Sadio Mane, Heung-Min Son Answers for 13 January quiz Teddy Sheringham, Mat Le Tissier, Chris Sutton, Peter Beardsley, Stan Collymore, Kevin Phillips, James Beattie, Andy Johnson, Darren Bent, Gareth Bale, Frank Lampard, Daniel Sturridge, Raheem Sterling, Danny Ings Answers for 6 January quiz Derby County, lost to Bristol Rovers, 2001-02; Everton, lost to Shrewsbury, 2002-03; Newcastle United, lost to Stevenage, 2010-11; Norwich City, lost to Luton Town, 2012-13; Swansea City, lost to Oxford United, 2015-16; Burnley, lost to Lincoln City, 2016-17; Leicester City, lost 2-1 to Newport County, 2018-19 Answers for 16 December quiz Luis Monti 1930, 1934 (switched from Argentina to Italy); Franz Beckenbauer 1966, 1974; Wolfgang Overath 1966, 1974; Pierre Littbarski 1982, 1986, 1990; Thomas Berthold 1986, 1990; Andreas Brehme 1986, 1990; Lothar Matthaus 1986, 1990; Rudi Voller 1986, 1990; Cafu 1998, 2002; Roberto Carlos 1998, 2002; Rivaldo 1998, 2002; Denilson 1998, 2002; Miroslav Klose 2002, 2014 Answers for 9 December quiz Stan Mortenson, 1950, Blackpool; Johnny Haynes, 1958, Fulham; Gerry Hitchens, 1962, Inter Milan; Paul Mariner, 1982, Ipswich Town; Mark Wright, 1990, Derby County; David Beckham, 2006, Real Madrid; Harry Maguire, 2018, Leicester City; Jude Bellingham, 2022, Borussia Dortmund Answers for 25 November quiz David Platt v Belgium, 1990, Michael Owen, v Romania, 1998; Steven Gerrard v Sweden, 2006; Marcus Rashford v Iran, 2002; Jack Grealish v Iran, 2022 Answers for 22 November quiz Senegal, Denmark, France, Slovakia, Netherlands, Chile, Mexico, Korea. Answers for 18 November quiz Jurgen Klinsmann, John Collins, Papa Bouba Diop, Paolo Wanchope, Oscar Answers for 11 November quiz Viorel Moldovan, Dan Petrescu, Niclas Alexandersson, Marcus Allback, Henrik Larsson, Clint Dempsey, Lukas Podolski, Mario Balotelli, Luis Suarez, Adnan Januzaj, Yerry Mina, Ivan Perisic, Eden Hazard Answers for 4 November quiz Jurgen Klinsmann, Davor Suker, Diego Forlan, James Rodriguez, Harry Kane Answers for 21 October quiz Didier Deschamps, Jurgen Klinsmann, Fernando Hierro, Gareth Southgate, Aliou Cisse, Glenn Hoddle Answers for 14 October quiz Ron Atkinson, Mike Walker, Kevin Keegan, Frank Clark, Roy Evans, Brian Little, Bobby Robson, Harry Redknapp, Frank Lampard Answers for 11 October quiz Ruud Gullit (Chelsea), Stefano Eranio (Derby County), Christian Panucci (Chelsea), Marcel Desailly (Chelsea), Andriy Shevchenko (Chelsea), Roque Junior (Leeds United), Jaap Stam (Manchester United), Hernan Crespo (Chelsea), Jon Dahl Tomasson (Newcastle United) Answers for 7 October quiz Robbie Fowler (1992-93, 1994-95); Thierry Henry (2003-04); Peter Crouch (2006-07); Andriy Arshavin (2008-09); Roberto Firmino (2018-19) Answers for 30 September quiz Antonio Conte (Tottenham, 3-2 vs Vitesse); Dean Smith (Norwich, 2-1 vs Southampton); Steven Gerrard (Aston Villa, 2-0 vs Brighton); Ralf Rangnick (Man United, 1-0 vs Crystal Palace); Frank Lampard (Everton, 4-1 vs Brentford). Bonus: Daniel Farke (Norwich, 2-1 vs Brentford) Answers for 23 September quiz Alberto Aquilani (Liverpool), Mario Balotelli (Manchester City, Liverpool), Nicola Berti (Spurs), Fabio Borini (Chelsea, Liverpool), Pierluigi Casiraghi (Chelsea), Bernardo Corradi (Manchester City), Matteo Darmian (Manchester United), Roberto Di Matteo (Chelsea), Andrea Dossena (Liverpool), Emerson (Chelsea), Jorginho (Chelsea), Gabriel Paletta (Liverpool), Christian Panucci (Chelsea), Guiseppe Rossi (Manchester United), Gianluca Vialli (Chelsea), Davide Zappacosta (Chelsea), Gianfranco Zola (Chelsea) Answers for 16 September quiz 1962 (1 - Gerry Hitchens, Internazionale); 1982 (1 - Trevor Francis, Sampdoria); 1986 - Ray Wilkins, Mark Hateley, both Milan); 1986 (2 - Ray Wilkins, Mark Hateley, both Milan); 1990 (5 - Chris Woods, Terry Butcher, Gary Stevens, Trevor Steven, all Rangers; Chris Waddle, Marseille); 2002 (1 - Owen Hargreaves, Bayern Munich); 2006 (2 - David Beckham, Real Madrid; Owen Hargreaves, Bayern Munich); 2014 (1 - Fraser Forster, Celtic) Answers for 9 September quiz Glenn Hoddle, Mark Hughes, Harry Redknapp, Roy Hodgson, Brendan Rodgers, David Moyes, Mauricio Pochettino, Frank Lampard Answers for 26 August quiz Peter Reid (Manchester City 1993-94; Sunderland, 2002-03; Leeds United 2003-04); Phil Neal (Coventry City, 1994-95); Trevor Francis (Sheffield Wednesday, 1995-96); Alan Ball (Southampton, 1995-96); Bryan Robson (Middlesbrough, 2001-02); Glenn Hoddle (Tottenham Hotspur 2003-04); Sir Bobby Robson (Newcastle United, 2004-05); Paul Ince (Blackburn Rovers, 2008-09); Tony Adams (Portsmouth, 2008-09); Frank Lampard (Chelsea, 2020-21) Answers for 19 August quiz Stephen Pears (United 78-85, Liverpool 95-96); Peter Beardsley (United 82-83, Liverpool 87-91); Paul Ince (United 89-95, Liverpool 97-99); Michael Owen (Liverpool 97-04, United 09-12) Answers for 12 August quiz Ashley Cole, John Terry, Joe Cole, Glen Johnson, Shaun Wright-Phillips, Ray Parlour, Sol Campbell, Tony Adams, Ian Wright, Stuart Taylor, Tony Gale, Tim Sherwood, Joe Gomez, David Beckham, Rio Ferdinand, Teddy Sheringham, Paul Ince, Frank Lampard Answers for 5 August quiz 1999-2000, Everton 1-1 Manchester United; 2007-08, Manchester United 0-0 Reading; 2008-09, Manchester United 1-1 Newcastle United; 2015-16, Chelsea 2-2 Swansea City; 2016-17, Hull City 2-1 Leicester City; 2017-18, Chelsea 2-3 Burnley; 2021-22, Tottenham Hotspur 1-0 Manchester City Answers for 29 July quiz Man City 2018 (followed by league title in 2019), Man United 2010 (title in 2011) , Chelsea 2009 (title in 2010), Man United 2008 (title in 2009), Man United 2007 (title in 2008), Chelsea 2005 (title in 2006), Man United 1996 (title in 1997), Man United 1993 (title in 1994) Answers for 22 July quiz Jack Grealish, Virgil van Dijk, Kevin De Bruyne, Rodri, Ruben Dias, Riyad Mahrez, Aymeric Laporte, Naby Keita, Alisson, Kyle Walker, Bernardo Silva, Leroy Sane, David Luiz Answers for 15 July quiz Edwin van der Sar; Dennis Bergkamp; Nwankwo Kanu; Marc Overmars; Nigel De Jong; Jaap Stam; Arjen Robben; Mateja Kezman; Gini Wijnaldum; Alex; Ruud van Nistelrooy Answers for 12 July quiz Dimitar Berbatov (Bulgaria), Dejan Lovren (Croatia), Eidur Gudjohnsen (Iceland), Mario Balotelli (Italy), Igor Stepanovs (Latvia), Tomasz Kusczcak (Poland), Costel Pantilimon (Romania) Answers for 8 July quiz Nicolas Anelka (Arsenal, Chelsea), Henning Berg (Blackburn Rovers, Manchester United), Gael Clichy (Arsenal, Manchester City), Ashley Cole (Arsenal, Chelsea), Robert Huth (Chelsea, Leicester City), N’Golo Kante (Leicester City, Chelsea), Riyad Mahrez (Leicester City, Chelsea), James Milner (Manchester City, Liverpool), Carlos Tevez (Manchester United, Manchester City), Kolo Toure (Arsenal, Manchester City) Answers for 1 July quiz Roberto Firmino (71), Gabriel Jesus, Philippe Coutinho, Willian, Juninho Paulista, Oscar, Fernandinho. Answers for 24 June quiz Germany (eight times), Norway (twice) and Sweden (once). Answers for 17 June quiz Jurgen Klinsmann (11 goals); Cristiano Ronaldo (7); Luis Suarez (7); Harry Kane (6); James Rodriguez (6); Davor Suker (6); Thierry Henry (6); Asamoah Gyan (6); Dennis Bergkamp (6); Arjen Robben (6); Robin van Persie (6); Diego Forlan (6) Answers for 10 June quiz Kieran Trippier (Atletico Madrid); Jadon Sancho (Borussia Dortmund); Jude Bellingham (Borussia Dortmund); Joe Hart (Torino); Tammy Abraham (Roma); Fikayo Tomori (Milan); Wayne Rooney (DC United) Answers for 3 June quiz Gianfranco Zola, Stefan Schwarz, Patrick Kluivert, David Beckham, Laurent Blanc, Marcel Desailly, Khalid Boulahrouz, Deco, Giovanni van Bronckhorst, Marco Materazzi, Asamoah Gyan, Wayne Rooney, Luis Suarez, John Heitinga Answers for 27 May quiz Javier Mascherano (Barcelona), Thiago Alcantara (Bayern Munich), Philippe Coutinho (Bayern Munich), Luis Suarez (Barcelona), Raul Meireles (Chelsea), Fernando Torres, (Chelsea), Karl-Heinz Riedle (Borussia Dortmund), Jari Litmanen (Ajax), Mario Balotelli (Inter), Alvaro Arbeloa (Real Madrid), Fernando Morientes (Real Madrid), Steve McManaman (Real Madrid), Nicolas Anelka (Real Madrid). Answers for 20 May quiz Everton 1994; Coventry City 1997; Everton 1998; Bradford City 2000; West Brom 2005; Wigan 2007; Wigan Athletic 2011 Answers for 13 May quiz Ben Watson, Santi Cazorla, Laurent Koscielny, Aaron Ramsey, Theo Walcott, Alexis Sanchez, Per Mertesacker, Olivier Giroud, Juan Mata, Jesse Lingard, Pierre-Emerick Aubameyang, Youri Tielemans Answers for 6 May quiz Bayer Leverkusen 2002, Milan 2005, Chelsea 2008, Bayern Munich 2012, Borussia Dortmund 2013 Answers for 29 April quiz Romario; Lilian Thuram; Lothar Matthaus; Gigi Buffon; Mats Hummels; Miroslav Klose; Hugo Lloris; Paul Pogba; Kylian Mbappe; Antoine Griezmann; Gianluca Zambrotta; Cesc Fabregas; Gilberto Silva; Mauro Camoranesi Read More Marcus Rashford a doubt to face Bournemouth Thomas Frank insists there is ‘no doubt’ Ivan Toney’s future is at Brentford Concerns raised over Sheikh Jassim’s bid to buy Manchester United Marcus Rashford a doubt to face Bournemouth Thomas Frank insists there is ‘no doubt’ Ivan Toney’s future is at Brentford Concerns raised over Sheikh Jassim’s bid to buy Manchester United

(Reuters) -The U.S. Justice Department's investigation into Live Nation is focusing on whether the company uses anticompetitive agreements with venues