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After the US Supreme Court struck down his administration’s plan to cancel federal student loan debts for millions of Americans, President Joe Biden has unveiled a “new path” for relief, one that he assured is “legally sound” but will “take longer”. In remarks from the White House on 30 June, the president hit out at Republican state officials and legislators who supported the lawsuit which enabled the nation’s highest court to strike down his student debt forgiveness initiative, accusing many of them of hypocrisy for taking money from pandemic-era relief programs while opposing relatively meager relief for student loan borrowers. “Some of the same elected Republicans, members of Congress who strongly opposed relief for students, got hundreds of thousands of dollars themselves ... several members of Congress got over a million dollars — all those loans are forgiven,” he said. “The hypocrisy is stunning,” he said. Accompanied by Secretary of Education Miguel Cardona, Mr Biden opened his remarks by acknowledging that there are likely “millions of Americans” who now “feel disappointed and discouraged or even a little bit angry about the court’s decision today on student debt”. “And I must admit, I do too,” he said. Still, Mr Biden reminded Americans that his administration has previously taken actions to reform student loan repayment programs to make them easier to access, and to keep borrowers from spending more than five per cent of disposable income on monthly repayments, and to strengthen loan forgiveness options for borrowers who take public service jobs. The president has directed Mr Cardona to “find a new way” to grant similar loan relief “as fast as we can” in a way that is “consistent” with the high court’s decision. On Friday, the Education Department issued the first step in the process of issuing new regulations under this so-called “negotiated rulemaking” process. In the mean time, Mr Biden said his administration is creating a temporary year-long “on-ramp repayment programme” under which conditions will remain largely the same as they have during the three-year pandemic-era pause in payments which is set to expire this fall. The department’s 12-month “on ramp” to begin repayments, from 1 October through 30 September, aims to prevent borrowers who miss repayments in that time period from delinquency, credit issues, default and referral to debt collection agencies. “During this period if you can pay your monthly bills you should, but if you cannot, if you miss payments, this on-ramp temporarily removes the threat of default,” he said. “Today’s decision closed one path. Now we’re going to pursue another — I’m never gonna stop fighting,” the president continued, adding that he will use “every tool” at his disposal to get Americans the student debt relief they need so they can “reach [their] dreams”. “It’s good for the economy. It’s good for the country. It’s gonna be good for you,” he said. Asked by reporters whether he’d given borrowers false hope by initiating the now-doomed forgiveness plan last year, Mr Biden angrily chided the GOP for having acted to take away the path to debt relief for millions. “I didn’t give any false hope. The question was whether or not I would do even more than was requested. What I did I felt was appropriate and was able to be done and would get done. I didn’t give borrowers false hope. But the Republicans snatched away the hope that they were given and it’s real, real hope,” he said. The Supreme Court’s 6-3 ruling from the conservative majority argues that the president does not have the authority to implement sweeping relief, and that Congress never authorised the administration to do so. Under the plan unveiled by the Biden administration last year, millions of people who took out federally backed student loans would be eligible for up to $20,000 in relief. Borrowers earning up to $125,000, or $250,000 for married couples, would be eligible for up to $10,000 of their federal student loans to be wiped out. Those borrowers would be eligible to receive up to $20,000 in relief if they received Pell grants. Roughly 43 million federal student loan borrowers would be eligible for that relief, including 20 million people who stand to have their debts cancelled completely, according to the White House. Lawyers for the Biden administration contended that he has the authority to broadly cancel student loan debt under the Higher Education Relief Opportunities for Students Act of 2003, which allows the secretary of education to waive or modify loan provisions following a national emergency – in this case, Covid-19. Since March 2020, with congressional passage of the Cares Act, monthly payments on student loan debt have been frozen with interest rates set at zero per cent. That pandemic-era moratorium, first enacted under Donald Trump and extended several times, was paused a final time late last year. Over the last decade, the student loan debt crisis has exploded to a balance of nearly $2 trillion, most of which is wrapped up in federal loans. The amount of debt taken out to support student loans for higher education costs has surged alongside growing tuition costs, increased private university enrollment, stagnant wages and GOP-led governments stripping investments in higher education and aid, putting the burden of college costs largely on students and their families. Read More Supreme Court strikes down Biden’s plan to cancel student loan debts Supreme Court strikes down affirmative action, banning colleges from factoring race in admissions Biden condemns Supreme Court striking down affirmative action: ‘This is not a normal court’ Justice Ketanji Brown Jackson delivers searing civil rights lesson in dissent to affirmative action ruling

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Jurgen Klopp believes Mohamed Salah still has the body of a young player even as the Egyptian grows wiser with experience. Salah came off the bench to get Liverpool’s final goal in Thursday night’s 5-1 Europa League win over Toulouse, his 43rd European goal for the club – breaking surpassing Thierry Henry’s tally of 42 for Arsenal as the most scored by any Premier League player for a single club in continental competition. It came after the 31-year-old got both goals in Saturday’s 2-0 win over Everton, which meant that Salah has now scored or assisted in each of his last 13 Premier League games at Anfield. Salah will aim to extend that run when Nottingham Forest visit on Sunday and Klopp is enjoying the spectacle of a maturing player with a more-rounded game, yet one who still has the physical attributes to match anyone. “Off the pitch he behaves like a grown-up man but besides that he’s still a young player,” Klopp said. “He’s so fit. I think if we scan him the majority of the bones are probably 19 or 20 (years old) because he just keeps in such good shape. “(He has) game understanding. That’s what we try to give young players. They all know an awful lot about football when they finish their career at 35 but the earlier you can get this information the more useful it is. “And with Mo he understands the spaces much better, he knows how players react on him and if he cannot score he can still be a threat for us and that’s super important… I cannot compare Mo to other 30-odd-year-old players because I don’t think biologically he is.” Klopp admitted he had no idea that Salah had surpassed Henry’s European tally but, given the number of records the Egyptian has broken during his time at Anfield, it is not easy to keep up. I cannot compare Mo to other 30-odd-year-old players because I don't think biologically he is Jurgen Klopp “Maybe he would have broken a few more records if I would be more into that because sometimes I left him out when he could have broken a record,” Klopp said. “It wasn’t intentional but I’m not too much into this. “He broke a record (against Toulouse) but if not he would have broken it in two weeks or three that’s clear. He’s just such a good player. “We appreciate him and we will appreciate him even more after his career when we realise we saw something really special.” Klopp had made eight changes from the Merseyside derby for the visit of Toulouse, but will reverse most if not all of them on Sunday when Forest head to Anfield. Liverpool go into the weekend three points off the top of the Premier League table and aiming to show they can balance a Europa League campaign with a title challenge at home. “So far we could do it,” he said. “Thursday-Sunday is not great but it’s something we know really for long enough and that’s fine. “The boys that didn’t play (against Toulouse) will have a proper training session so that’s good. “If you play always the same team like we did in the past in the Champions League then it’s no training at all, it’s just recovery and then go again but so far we are able to do it like this with not too many injuries. “A lot of the players who didn’t play will probably start on Sunday so for them they had if you want a day off, just warming up and kicking a few balls. (On Friday) we will have a proper session to prepare for Nottingham. “This rhythm is the rhythm we have this year. We should get used to it sooner rather than later.” Read More Mike McMeeken’s move ‘out of comfort zone’ to Catalans earned England recall Ange Postecoglou: Tottenham not a better team without Harry Kane, just different Sandro Tonali could play for Newcastle this weekend despite 10-month ban England’s woes at World Cup down to lack of preparation – Sir Geoffrey Boycott How ‘the best ever Scotland team to take the field’ fared at the Rugby World Cup A closer look at Ireland’s World Cup campaign and what the future might hold

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