Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.

It’s easy to dismiss eczema as just itchy dry skin. But as millions of people know, the effects of eczema go way beyond this. “Eczema is so much more than ‘just an itch’,” says Andrew Proctor, chief executive of the National Eczema Society. “Affecting over eight million people in the UK, this incurable, highly visible skin condition has a huge impact on every aspect of a person’s life, extending far beyond the physical symptoms of itchy, inflamed, sore, cracked and bleeding skin. “Living with eczema means constantly having to plan and prepare, as every decision you make will potentially affect your skin. It shapes your home environment, education, career, social life, hobbies, holidays and relationships, and as a result, patients often report feeling anxious, depressed, self-conscious, isolated and helpless.” This National Eczema Week (September 9-16), here’s what Proctor wants everyone to know… 1. It doesn’t just affect children Atopic eczema affects one in five children and one in 10 adults in the UK. Proctor says: “While eczema is often viewed as a childhood condition, it affects people of all ages. Some develop eczema as babies, others in childhood, but thankfully it can improve over time.” Some people will have eczema all their life however, and some only develop it in their later years. “The important thing is to seek medical advice as soon as possible to get control of the eczema and develop an effective skincare routine,” advises Proctor. 2. It’s not contagious Proctor says that sadly, many people still think you can catch eczema. “However, atopic eczema isn’t contagious,” he stresses – pointing out it’s a complex condition involving genes, the immune system, the environment and our skin barrier. “This means skin becomes very dry and doesn’t provide sufficient protection from irritants, allergens and infection.” To tackle this, a foundation of eczema care is to apply medical moisturisers (emollients) to trap water in the skin and help reinforce the skin barrier. “Finding the emollient that suits your skin best can involve a lot of trial and error, but it’s critical to managing eczema,” says Proctor. 3. Environment plays a huge role Environmental factors can trigger eczema flare-ups or make it worse. Common culprits include stress, being too hot/cold or experiencing a sudden change in temperature, soap, shampoo and bubble bath, laundry detergent and cleaning products, perfume, pollens and moulds, pet fur, wool and synthetic fabric, and house dust mites. “Everyone will have certain things that trigger their eczema, and these vary between people,” Proctor explains. “Try keeping a diary to help identify triggers and patterns, so you can remove likely suspects and see if it helps. Triggers can also change over time and it’s worth continuing with the diary even if you think you’ve identified yours.” 4. It’s hard not to scratch Proctor explains: “One of the most maddening things you can say to someone with eczema is ‘stop scratching’. It’s not that simple! The unbearable, relentless itch is one of the defining features of the condition, and patients refer to it as torture. “You know you shouldn’t scratch, as it damages the skin and can cause infections, but the relief it provides is irresistible.” To help manage the itch, Proctor suggests finding a positive distraction or asking others to help you take your mind off it. You could also try substituting another action for scratching – press a nail on the itchy patch or tap the skin gently with your forefinger; keep your hands occupied with a ball, toy or other object; or wrap a bag of frozen peas in a towel and apply it to the itchiest area. 5. It’s a mental as well as physical battle Living with eczema is mentally exhausting too. “It can be a rollercoaster of emotions, from excitement when you start a new treatment, to despair when it doesn’t work or you experience a bad flare-up,” says Proctor. “There can be huge frustration too, when you do everything you’ve been asked and the eczema still refuses to give you any respite.” If this happens, as well as asking your GP or dermatologist for a review, it’s important to reach out to family and friends for support: “People who are able to open up about how their eczema truly affects them can feel a huge weight has been lifted.” Other ways to help cope include good nutrition and hydration, regular exercise, rest and relaxation. “Journaling, meditation and mindfulness can help you focus on the good things in your life and counterbalance negative feelings about eczema,” adds Proctor. “When so much time and effort goes into managing your eczema, it’s easy to forget there’s more to you than just your skin. Think about what you want to accomplish and formulate a plan. It’s about living successfully alongside eczema, not having your life defined by it.” For more information, visit eczema.org. The NES’ new video – More Than ‘Just An Itch’ – goes live on September 9 to mark National Eczema Week. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live YouTube begins verifying videos by UK doctors to tackle health misinformation Should you swap your foundation for a lightweight skin tint? What should you do if you think your child is being bullied at school?

About 1.3 million Afghans are expected to return to their country of origin from Pakistan, the U.N. health agency warned, weeks after authorities began expelling foreigners living in the country illegally

Buoyed by her latest acquittal, Philippine journalist Maria Ressa told AFP Tuesday that media freedom in the country has improved since former president Rodrigo Duterte left office, but there was...

Niantic's Pokémon GO has not made any official announcements for potential Raid Battles occuring for the month of February, but players can expect raids of varying star levels and also Mega-Raids to be happening.

Bulgaria’s chief prosecutor has launched an investigation into the country’s soccer management

Goals from Lucas Paquetá and Nayef Aguerd have helped West Ham make it two wins from two games in the Europa League with a 2-1 victory at Freiburg

Although price moves remain contained in the absence of a dramatic weekend escalation, world markets are still on edge as

A large share of independents don’t support President Joe Biden across multiple polls as he launches his 2024 re-election campaign. Interactive Polls tweeted out four surveys that showed Mr Biden has a net negative 29 per cent approval rating. A survey from The Washington Post and ABC News showed that in a rematch against former president Donald Trump, 42 per cent of independents said they would back Mr Trump compared with 34 per cent who said they would support Mr Biden. In addition, 30 per cent of independents approve of the job Mr Biden is doing compared to 60 per cent who disapprove. By comparison, Mr Biden beat Mr Trump with the group by nine points in 2020, according to the Pew Research Centre. Mr Biden also lags in other polls among independent voters. A The Economist/YouGov poll found that 33 per cent of independent voters approve of Mr Biden. Meanwhile, a Civiqs poll found that 29 per cent of independent voters approve of him compared to 58 per cent who disapprove of Mr Biden. An Investors Business Daily/TIPP found that 27 per cent of independent voters approve of Mr Biden’s job performance while 63 per cent disapprove. The numbers come as Mr Biden announced his re-election campaign last month, aiming to create a contrast between himself and Mr Trump as well as “MAGA Republicans” who want to restrict abortion and ban books. But Mr Biden faces significant headwinds as he faces re-election. The Post/ABC poll found that 44 per cent of people polled said they would vote for Mr Trump and only 38 per cent said they would vote for Mr Biden. Similarly, 42 per cent said they would vote for Florida Governor Ron DeSantis while 37 per cent said they would back Mr Biden. Read More Biden trails Trump in brutal new poll Two days, three attacks, 18 dead: Texas reels from weekend of horror

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Northern Ireland had a stoppage-time equaliser ruled out by VAR as a battling display went unrewarded in a 1-0 Euro 2024 qualifying loss to Denmark. Jonas Wind’s goal early in the second half made the difference in Copenhagen as debutant Callum Marshall saw a dream goal ruled out for offside after a review which took almost five minutes. The West Ham youngster flicked the ball in after Jonny Evans headed on a free-kick, but there was despair when referee Daniel Stefanski eventually signalled for offside after his colleague Tomasz Kwiatkowski took an age to review the footage. Michael O’Neill’s men defended doggedly away to the top seeds in Group H, but a mistake just two minutes after the break proved decisive as Denmark bounced back from March’s shock defeat to Kazakhstan and put the pressure on Northern Ireland to deliver when the Kazakhs visit Windsor Park on Monday. Wind pounced when Ciaron Brown got it all wrong trying to deal with Joakim Maehle’s short cross in from the left, slamming the ball home from close range. But O’Neill will take encouragement from how a youthful line-up dealt with the hardest fixture in Group H. Before kick-off came news that Craig Cathcart had suffered a back injury, taking the number of first-team regulars missing to 10, a figure threatening to derail this qualifying campaign even before the halfway stage. Trai Hume made his first start at left wing-back, with Evans between Brown and Paddy McNair at the back. Also making his first start was Isaac Price, one of three teenagers in the side along with Conor Bradley and Shea Charles. O’Neill was well aware of what he was asking of such inexperienced players in the raucous atmosphere of the Parken Stadium, and watched on as they soaked up huge amounts of pressure before the break as Denmark grew frustrated. Andreas Skov Olsen’s early cross was slightly behind Pierre-Emile Hojbjerg, who twisted acrobatically to make contact but could not find the target. Christian Eriksen sent a free-kick from long range wide, while the clearest chance came to Crystal Palace defender Joachim Andersen just before the half hour as space opened up in front of him, but his powerful shot was straight at Bailey Peacock-Farrell. Shayne Lavery, selected ahead of Dion Charles in attack, worked tirelessly to offer an outlet as he and the slender figure of Price, asked to play in an advanced role, faced up to Denmark’s imposing back three of Simon Kjaer, Andreas Christensen and Andersen. It was Lavery who had Northern Ireland’s only first-half opportunity when Price laid the ball off on the edge of the area. Lavery looked up to see three defenders closing in, but got off a deflected strike which Kasper Schmeichel was able to gather. But after all that hard work in the first half, Denmark needed only two minutes of the second to find the breakthrough thanks to a mistake at the back. Northern Ireland did not recover their shape after Bradley lost the ball, and when Brown stumbled to the floor, Wind accepted the gift. A set-piece offered Northern Ireland an opportunity but Price and Lavery got their wires crossed trying to play it short and Denmark broke, with Peacock-Farrell saving smartly from the in-demand Rasmus Hojlund, scorer of five goals in the first two qualifiers. Quick distribution from Peacock-Farrell set Price free down the right as the hour mark approached, but with no support the teenager had to test Schmeichel from a tight angle, forcing a corner. It looked as though there was a late twist when Marshall, on for Ali McCann with five minutes left, turned the ball home from close range, but VAR would kill the celebrations. Just three games into the qualifying campaign, it feels as though Northern Ireland must now deliver a result at home on Monday to keep themselves in the mix. Read More Trent Alexander-Arnold experiment means England may have found their ‘quarterback’ John Greig thanks Rangers after becoming CBE Wales suffer humiliating defeat to damage Euro 2024 qualification hopes Trent Alexander-Arnold experiment means England may have found their ‘quarterback’ John Greig thanks Rangers after becoming CBE Wales suffer humiliating defeat to damage Euro 2024 qualification hopes