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Less than half (47%) of children and teenagers aged seven to 17 have received a meaningful financial education, according to a Government-backed body. The Money and Pensions Service (MaPS) estimates from its findings that around 5.4 million children across the UK do not have the money skills they will need in adulthood. Children living in social housing, rural areas and in lower income households were found to be less likely to have received a meaningful financial education. And children with parents or carers with mental health conditions tend to be less likely to have received a meaningful financial education than the UK average, the findings indicate. The measure of meaningful financial education is based on the percentages of young people who recall receiving financial education at school that they considered useful, and/or received regular money from parents or work, with parents setting rules about money and handing over responsibility for some spending decisions. Research was conducted for MaPS between late summer and autumn 2022 across the UK by Critical Research, among more than 4,700 children and young people aged seven to 17 and their parents or carers. The proportion of children and teenagers found to have received a meaningful financial education is similar to 2019, when the figure was 48%. The report said: “When interpreting these results, it is worth remembering the disruption to education and normal life caused by the Covid-19 pandemic potentially limited opportunities for children to receive a meaningful financial education at school and/or home over the last three years. According to the latest findings, a third (33%) of children recall learning about money in school and finding it useful, and nearly a quarter (24%) have received key elements of financial education at home. It is worth remembering the disruption to education and normal life caused by the Covid-19 pandemic Money and Pensions Service report Only 10% reported having both, suggesting that children and young people tend to receive meaningful financial education either at home or at school and not as “joined-up” financial education, the report said. Younger children aged seven to 11 continue to be less likely to have received a meaningful financial education than older children aged 16 to 17, according to the report. Children in Scotland are the most likely (52%) to have received a meaningful financial education, the report indicated, followed by those in Wales (51%), England (46%) and Northern Ireland (43%). Those in Wales (79%) are more likely than those living in the UK (71%)as a whole to receive regular money from parents/carers or work, according to the research. As part of its UK strategy for financial wellbeing, released in 2020, MaPS is aiming for two million more children aged five to 17 to receive a meaningful financial education by 2030. It is urging parents to talk to their children about money and combine it with everyday experiences, such as food shopping, budgeting and wages from a part-time job. Our experiences in childhood prepare us for adulthood and learning about money is no different Sarah Porretta, Money and Pensions Service To help with this, MaPS offers free resources such as “talk learn do“, an online tool that helps parents to start the conversation. The MaPS, which is sponsored by the Department for Work and Pensions (DWP) and funded by levies on the financial services industry and pension schemes, added that teachers, school leaders and governors should work together to deliver financial education in classrooms. It is also calling on financial services and funders such as charitable trusts to increase their investment in the delivery of financial education. Sarah Porretta, executive director at MaPS said: “These figures will alarm everyone in financial education because more than five million children could be going without. “Our experiences in childhood prepare us for adulthood and learning about money is no different. It becomes a part of daily life and our financial decisions can bring real benefits and profound consequences, so it’s crucial to learn from a young age. “The race is on to educate the nation’s children and everyone, from banks and building societies to foundations and financial institutions, has a big part to play. “Parents and schools can also make a huge difference by combining money skills with everyday experiences, both inside and outside the classroom.” Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Harry Potter star Miriam Margolyes makes British Vogue cover debut aged 82 Toff: Drinking mindfully is a gift to yourself Should you sleep naked? Heatwave myths debunked

P.J. Washington is looking for a four-year, $80 million contract. Should the Charlotte Hornets meet his price? How does his request stack up to the market and similar players?The Charlotte Hornets have had a relatively quiet offseason on the free agency front. So far, their notable moves have be...

FREETOWN, Sierra Leone--(BUSINESS WIRE)--Oct 4, 2023--

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The Europa League is nearly upon us for the new 2023/24 season, with the group stage draw taking place today in Monaco. Three English clubs and one Scottish team will be in the draw: Liverpool and Brighton finished fifth and sixth respectively in the Premier League to qualify for the Europa League, while West Ham won the Europa Conference League to book their spot. Rangers finished runners-up in the Scottish Premiership to reach the Champions League play-offs, but they lost to PSV Eindhoven. For the final time before the competition takes on the new Swiss-system format next season, 32 teams will be split into eight groups of four. Each group will contain one team from each of the four seeded pots, and clubs from the same national league will not be drawn together in the same group. The final will take place at the Aviva Stadium in Dublin on 22 May 2024. Get all the latest football betting sites offers here or sign up to bet365 using The Independent’s unique bonus code by clicking here. When is the Europa League draw? The draw for the group stage will take place in Monaco on Friday 1 September, at 12pm BST. How to watch on TV and online The Europa League draw will be televised live in the UK on TNT Sports (formerly BT Sport) for subscribing customers, and will be available on the TNT Sports app. You can also live stream the draw for free on the Uefa website and YouTube channel. Which clubs have qualified? There are 32 clubs qualified for the Europa League group stage. England: Brighton, Liverpool, West Ham Spain: Real Betis, Villarreal France: Marseille, Rennes, Toulouse Italy: Atalanta, Roma Germany: Freiburg, Leverkusen Austria: Sturm Graz, LASK Azerbaijan: Qarabag Belgium: Union Saint Gilloise Czechia: Sparta Prague, Slavia Prague Cyprus: Aris Limassol Greece: AEK Athens, Panathinaikos, Olympiacos Israel: Maccabi Haifa Moldova: Sheriff Netherlands: Ajax Norway: Molde Poland: Rakow CzÄ™stochowa Portugal: Sporting CP Scotland: Rangers Serbia: TSC Sweden: Hacken Switzerland: Servette What are the Europa League group stage dates? Matchday 1: 21 September Matchday 2: 5 October Matchday 3: 26 October Matchday 4: 9 November Matchday 5: 30 November Matchday 6: 14 December Read More What time is the Europa League group stage draw today? Unai Emery keen for extended European run with Aston Villa On This Day in 2016: David Luiz returns to Chelsea Rangers fail to qualify for Champions League after thrashing by PSV Eindhoven Football rumours: Tottenham take pursuit of Brennan Johnson to deadline day Premier League leads the way as global transfer spending record smashed

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