(Reuters) -Below are some quotes from banking observers and a rival about investment bank Morgan Stanley's naming of insider Ted

If Michelangelo were alive today, what would he create? What if he had access to

U.S. automobile safety regulators are zeroing in on changes that Tesla has made to its Autopilot partially automated driving system including how it makes sure drivers pay attention and how it detects and responds to objects

Reusable water bottles are beneficial in so many ways. Helping keep you hydrated, they also cut down on single-use plastic, and save you money every time you refill instead of buying a new bottle of water. Plus, with all the chic stainless steel flasks and glass bottles on the market – not to mention sporty carrying straps – they’ve become something of a fashion accessory. Trying to hit the NHS-recommended eight glasses of water a day for adults is an excellent idea, of course, but did you know there’s one way your refillable bottle could potentially be detrimental to your health? According to a study from waterfilterguru.com, reusable water bottles contain an average of 20.8m colony-forming units (CFUs) of bacteria, which equates to 40,000 times more than the microbes on a toilet seat. So what might be the consequences if you continuously sip and refill without washing your bottle properly between uses? We asked health experts to talk through the risks… Bottling up bacteria “A common misconception when it comes to reusable water bottle hygiene is that as you’re typically filling it with pure water and it’s only coming into contact with your own mouth, there’s little need to clean it often,” says Dr Donald Grant, senior clinician at The Independent Pharmacy. However, every time you drink from the bottle, you’re transferring bacteria from your mouth, which can then multiply in the container. “Anything that is reusable can be prone to accumulating dirt, dust or debris and, as a result, bacteria,” says private GP Dr Suhail Hussain. “This is exacerbated by the fact water bottles are the ideal environment for harbouring bacteria due to being moist.” Hard to reach crevices – for example, inside a screw top or under a flip-up straw – could also develop mould, and then there’s contamination from other sources. “When you store it in a gym bag, for instance, it can pick up bacteria from the interior of the bag or anything else stored in it, while you can also transfer bacteria from your hands to your bottle,” says Grant. “If your bottle has a valve cap, you may need to lift or twist it with your fingers, and this can transfer bacteria you may have picked up from touching other objects or surfaces.” What types of microbes are found in water bottles? “These might be simple commensals such as streptococcus and staphylococcus, which normally live in symbiosis with their host (i.e. us) but can become problematic if they accumulate, or the individual is under the weather,” Hussain says.“Bacteria such as E. coli – a common cause of urine and bowel infections – can often colonise the water bottle following repeated handling, such as taking the cap on and off.” These bacteria can potentially cause a variety of issues. “You may become sick and develop gastric illness, such as diarrhoea or vomiting,” Hussain continues. “Gram negative rods – another common bacterium found in unwashed bottles – can lead to urogenital tract infections and pneumonia.” Grant warns: “If there’s a build-up of mould inside the bottle, this can cause allergy symptoms, such as a runny nose, sneezing, or red and itchy eyes. Symptoms might be more severe for someone with asthma.” How often should you wash your reusable water bottle? “To minimise your risk of getting sick, you should ideally clean your water bottle after each use,” Grant says. “As a minimum, you should aim to wash it thoroughly at least a few times a week.” Hot water and washing up liquid are all you need to banish bacteria on the daily. “Fill the bottle with hot soapy mixture and swill around, or leave to soak in a detergent mixture,” Hussain advises. “Remember to pay special attention to lids/caps and screw top regions – use a clean brush [to scrub them].” If you’ve neglected your bottle for a few days and it needs a deeper clean, Grant suggests: “Soak your bottle overnight in a solution of half vinegar and half water. Rinse the bottle and let it dry fully before using it again.” Storage is also important to help minimise nasty microbes. “Where possible, you should keep your water bottle out of germ-rich environments such as your gym locker or sports bag,” Grant says. “You should also avoid filling your bottle with anything other than water, such as protein shakes, energy drinks, or sugar-rich liquids, as sugar can stimulate the growth of bacteria.” Hussain adds: “Don’t leave water bottle in the sun for long periods of time or siting in the cup holder in the car – the mixture of warmth and moisture is likely to make bacterial overgrowth worse.” Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Prince George visits Eton with parents Prince William and Kate Middleton King Charles and Queen Camilla ecstatic after getting their first Royal Ascot winner As Elon Musk calls cis ‘a slur’ – what does the term cisgender actually mean?

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Here are the AP’s latest coverage plans, top stories and promotable content. All times EDT. For up-to-the minute information on AP’s coverage, visit Coverage Plan. —————————— TOP STORIES ——————————- RUSSIA-UKRAINE-WAR — Ukrainian President Volodymyr Zelenskyy says, “Bakhmut is not occupied by the Russian Federation as of today,” contesting Moscow’s claims that it controls the city. It’s impossible to confirm the situation on the ground in the invasion’s longest battle. By Zeke Miller, Elise Morton and Susie Blann. SENT: 1,250 words, video, photos, audio. G7 SUMMIT — Ukrainian President Volodymyr Zelenskyy huddled with some of his biggest backers as the Group of Seven summit closed in Hiroshima. Zelenskyy’s in-person appearance in his trademark olive drab underscored the centrality of the war for the G7 bloc of rich democracies. It also stole much of the limelight from other priorities, including security challenges in Asia and outreach to the developing world, that the leaders focused on at the three-day gathering. By Adam Schreck, Foster Klug and Zeke Miller. SENT: 1,160 words, photos. MASS KILLING-ANNIVERSARIES — As the number of people who die in mass killings in the U.S. continues to rise, thousands more are left to handle the trauma of losing someone they love. One of the hardest days they confront each year is the anniversary of the killing. They grapple with the same question, sometimes after many years have passed: What do I do with myself on the date that changed everything? Some people throw a party to get through the pain. Others prefer to be completely alone. By Trisha Ahmed. SENT: 1,420 words, photos. This is the Monday Spotlight. DEBT-LIMIT — President Joe Biden says Republicans in the U.S. House must move off their “extreme positions” on the now-stalled talks over raising America’s debt limit and that there will be no agreement to avert a catastrophic default only on their terms. By Zeke Miller and Josh Boak. SENT: 680 words, photos. SENATE-FEDERMAN — Before Pennsylvania Sen. John Fetterman checked himself in to a hospital for clinical depression in February, he used to walk the halls of the Senate stone-faced and dressed in formal suits. These days, he’s back to wearing the hoodies and gym shorts he was known for before he became a senator. People close to Fetterman say his more relaxed style is a reflection of the progress he’s made after six weeks of inpatient treatment for clinical depression. By Mary Clare Jalonick and Marc Levy. SENT: 1,200 words, photos. HOMELESS ENCAMPMENTS — Democratic leaders in major U.S. cities are finding themselves politically squeezed when it comes to addressing homelessness. A unanimous New York City Council has passed a “Homeless Bill of Rights.” It not only codifies a long-standing right to shelter but would establish the right to sleep outside. New York would be the first big U.S. city to establish the right if Mayor Eric Adams allows the measure to become law. By Bobby Caina Calvan and Christopher Weber. SENT: 1,040 words, photos. ——————————————————— MORE ON G7 ———————————————————- G7-JAPAN-ECLIPSED BY ZELENSKYY — Ukrainian President Volodymyr Zelenskyy’s participation in the Group of Seven summit is making some atomic bomb survivors feel the visit is overshadowing their pursuit of nuclear abolishment. They say Zelenskyy’s inclusion at the summit, where discussion is expected to focus on more provisions of weapons, doesn’t fit Hiroshima’s pacifist identity and sends the wrong message. SENT: 620 words, photos. With G7-JAPAN-SOUTH KOREA — Japanese Prime Minister Fumio Kishida and South Korean President Yoon Suk Yeol have prayed together at a memorial for Korean victims of the 1945 atomic bombing in Hiroshima on the sidelines of the Group of Seven summit. SENT: 550 words, photos. ———————- MORE NEWS ———————- GENDER PRONOUNS-FIRINGS — The firing of two employees at a religious school in western New York is fanning the culture wars roiling parts of the United States. Shua Wilmot and Raegan Zelaya were dismissed as dorm directors at Houghton University because they refused to remove gender pronouns from their work email signatures. SENT: 710 words. MEXICO-RAPE SENTENCE — Mexican prosecutors say they are dropping a case against a woman who was sentenced to six years in prison for killing a man as he raped and attacked her. SENT: 680 words, photos. XGR-INDIANA UNIVERSITY-KINSEY INSTITUTE — Unfounded claims about Indiana University’s sex research institute, its founder and child sex abuse have persisted over the years. The legislature has now prohibited the institute from using state dollars, and funding from the university remains unclear, but the largely symbolic move does not halt the Kinsey Institute’s work, which ranges from studies on sexual assault prevention to contraception use among women. SENT: 870 words, photos. AIR QUALITY-SMOKE-CANADA FIRES — Officials in Colorado and Montana have issued air quality alerts due to smoke from dozens of wildfires in Canada that has drifted south into the United States. SENT: 310 words, photos. ——————————————————— WASHINGTON/POLITICS ———————————————————- ELECTIONS-LOCAL TURMOIL — Far-right conservatives who won majorities on local boards and commissions across the U.S. last year are now pressing agendas that include election distrust, skepticism of government and a desire to have religion play a greater role in public decisions. The consequences are becoming apparent in places like Sumner County, Tennessee, with potential implications for how elections play out in 2024. UPCOMING: 2,100 words, video, photos, 980-word abridged version. TRUMP-CLASSIFIED DOCUMENTS — A lawyer who quit Donald Trump’s legal team this past week is attributing his decision to strategy disagreements with a close adviser to the former president. SENT: 400 words, photo. ———————- NATIONAL ———————- FATAL SHOOTING-KANSAS CITY — Police say two people were killed at the scene and a third victim died at a hospital following a shooting at a Kansas City, Missouri, bar early Sunday. SENT: 120 words. ————————————— INTERNATIONAL —————————————- GREECE-ELECTIONS — Greeks are voting in the first parliamentary election since their country’s economy ceased to be subject to strict supervision and control by international lenders who had provided bailout funds during its nearly decade-long financial crisis. The two main contenders in Sunday’s vote are conservative Prime Minister Kyriakos Mitsotakis, a Harvard-educated former banker, and Alexis Tsipras, who heads the left-wing Syriza party and served as prime minister during some of the financial crisis’ most turbulent years. SENT: 900 words, photos. Developing. ISRAEL-PALESTINIANS — An extremist Israeli Cabinet minister has visited a sensitive Jerusalem holy site at a time of heightened tensions with the Palestinians. The visit by National Security Minister Itamar Ben-Gvir on Sunday, his second known visit since becoming a member of Israel’s most right-leaning government ever, drew condemnations from the Palestinians and neighboring Jordan and Egypt. SENT: 660 words, photo. SUDAN — Sudan’s warring factions have agreed to a new short-term ceasefire after several previous attempts to broker a truce that holds have failed. SENT: 230 words, photos. EL SALVADOR-SOCCER STAMPEDE — At least nine people have been killed and dozens more injured when stampeding soccer fans pushed through one of the access gates at a quarterfinal match in El Salvador. SENT: 360 words, photos. NORTHERN IRELAND-LOCAL ELECTIONS — Irish nationalist party Sinn Fein has made sweeping gains in Northern Ireland’s local elections. SENT: 400 words. AFGHANISTAN — The Ministry of Defense says an Afghan military helicopter crashed in the country’s north after hitting a power line base, killing at least two crewmembers. SENT: 190 words, map. IRAN-BORDER CLASH — Iranian state TV says five Iranian border guards were killed in a clash with an unknown armed group trying to enter the country near the Pakistani border. SENT: 220 words, map. ———————— SPORTS ———————— RAC-PREAKNESS — Bob Baffert’s National Treasure has won the Preakness Stakes, hours after another of the Hall of Famer’s horses was euthanized on the track with a racing injury. Derby winner Mage finished third. SENT: 820 words, photos. BKN-NUGGETS-LAKERS — Jamal Murray scored 37 points, Nikola Jokic added 24 points and eight assists, and the Denver Nuggets rolled to a 3-0 lead in the Western Conference finals with a 119-108 victory over the Los Angeles Lakers. SENT: 950 words, photos. HKN-PANTHERS-HURRICANES — Matthew Tkachuk finished a feed from Sam Reinhart at the 1:51 mark of overtime to help the Florida Panthers beat the Carolina Hurricanes 2-1 for a 2-0 series lead in the Eastern Conference final. SENT: 880 words, photos. ———————- HOW TO REACH US ———————- The Nerve Center can be reached at 800-845-8450 (ext. 1600). For photos, ext. 1900. For graphics and interactives, ext. 7636. Expanded AP content can be obtained from AP Newsroom. For access to AP Newsroom and other technical issues, contact apcustomersupport@ap.org or call 844-777-2006. Read More Ukraine war’s heaviest fight rages in east - follow live Charity boss speaks out over ‘traumatic’ encounter with royal aide AP News Digest 3 am Back in hoodies and gym shorts, Fetterman tackles Senate life after depression treatment Biden: GOP must move off 'extreme' positions, no debt limit deal solely on its 'partisan terms'

A look at the day ahead in European and global markets from Brigid Riley Germany is first up to bat

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The unraveling of Hunter Biden's plea agreement has thrust his criminal case into uncertain waters and given new fodder to Republican critics in Congress as they push ahead with investigations into the president's youngest son. Biden was supposed to plead guilty Wednesday to misdemeanor charges for failing to pay taxes. But U.S. District Judge Maryellen Noreika in Delaware put the brakes on the guilty plea after raising concerns during an hourslong hearing about the structure and terms of the agreement and another deal that would allow him to avoid prosecution on a gun charge if he meets certain conditions. Plea deals are carefully negotiated between defense lawyers and prosecutors over the course of weeks or months and it's unusual — especially in high-profile cases — for judges to not sign off on them. But Wednesday's hearing revealed that the two sides apparently did not see eye to eye on the scope of the agreement around a non-prosecution clause for crimes outside of the gun charge. A look at what happens now in the criminal case and what's next for the Biden investigations in Congress: WHAT HAPPENS NOW IN COURT? Noreika — an appointee of former President Donald Trump — told both sides to file written briefs addressing her concerns within 30 days. Among other things, Noreika took issue with a provision in the agreement on the gun charge that she said would have created a role for her where she would determine if he violated the terms. The lawyers said they wanted her to serve as a neutral fact finder in determining if a violation happened, but Noreika said that is the Justice Department's job — not the judge's. Hunter Biden's lawyers and the Justice Department also disagreed on the extent to which the agreement gave him immunity from future prosecution. A prosecutor said Wednesday their investigation was ongoing, and that the agreement protecting him from other potential charges was limited only to certain offenses over a certain time frame. Biden's lawyers said it was broader than that. After intense courtroom negotiations, the two sides appeared to agree to a more narrow non-prosecution clause. Biden's lawyers and prosecutors will now continue negotiations to see if they can salvage the agreement in a way that satisfies the judge. "They are going to have to go back and figure out how they can come to an agreement terms of the plea and they have to come to a meeting of the minds, which is clear they don't have here," said Jessica Tillipman, associate dean for government procurement law studies at George Washington University Law School. "So I think what you'll see is a renewed effort — or it's just going to collapse." The judge may ultimately accept the deal that was proposed or reject it. If the deal totally falls apart, Biden could eventually face a trial. WILL HE AVOID JAIL TIME? Even if the judge ultimately accepts the plea agreement, she will have the final say on whether he serves any time behind bars. Prosecutors have said that they will recommend probation, but the judge can decide not to follow that. The two tax charges carry up to a year in prison. And the judge suggested on Wednesday that it was too soon to say whether she's willing to sign off on probation. “I can’t predict for you today whether that is an appropriate sentence or not,” Noreika said. “I can’t say that I will accept the sentence recommendation or whether a different sentence would be more appropriate.” WHAT'S GOING ON IN CONGRESS? The collapse of the younger Biden’s plea deal Wednesday came as joyful news to House Republicans vying to connect him and his questionable business dealings to his father. Republicans had already slammed the agreement as a “sweetheart deal." “The judge did the obvious thing, they put a pause on the plea deal, so I think that was progress,” Rep. James Comer, the Republican chairman of the House Oversight Committee, said Wednesday. “I think it adds credibility to what we’re doing.” He added that this will only propel their investigation to get answers “as to what the family did, and what level of involvement the president had.” Comer has been investigating Hunter Biden’s financial ties and transactions since gaining the gavel in January. The Kentucky lawmaker has obtained thousands of pages of financial records from various members of the Biden family through subpoenas to the Treasury Department and various financial institutions. Last month, shortly after Hunter Biden reached an agreement with the government, Comer joined forces with two chairmen of powerful committees to launch a larger investigation into claims by two IRS agents who claimed the Justice Department improperly interfered in the yearslong case. IRS supervisory special agent Greg Shapley and a second agent, Joe Ziegler, testified before Congress last week that there was a pattern of “slow-walking investigative steps” into Hunter Biden, including during the Trump administration in the months before the 2020 election that Joe Biden won. One of the most detailed claims was that U.S. Attorney David Weiss in Delaware, the federal prosecutor who led the investigation, asked for special counsel status in order to bring the tax cases against Hunter Biden in jurisdictions outside Delaware, including the District of Columbia and California, but was denied. Weiss and the Justice Department have denied that, saying he had “full authority” and never sought to bring charges in other states. Despite the denials, Republicans are moving forward with their probes, asking Weiss to come in and testify about the case directly. The Justice Department has offered to have the prosecutor come before lawmakers after the August recess. ____ Richer reported from Boston. Read More Ukraine war’s heaviest fight rages in east - follow live Charity boss speaks out over ‘traumatic’ encounter with royal aide White House attacks McCarthy’s impeachment gambit as ‘ridiculous, baseless stunt’ Hunter Biden pleads not guilty to two tax charges after chaos around deal Hunter Biden’s plea deal appears at risk of falling apart. What happens next?

The cast of ABC's sitcom 'Modern Family' reunited for the first time since the show ended in 2020 on Wednesday, but fans noted the absence of one favorite actor