Canada's financial watchdog on Wednesday released new guidelines for lenders aimed at protecting mortgage holders facing high borrowing

Are you not up to snuff when it comes to knowing the origin of ‘up to snuff’? We can help you with that.

Summer McIntosh, the 16-year-old Canadian who promises to be a star at next year’s Paris Olympics, has won her second gold medal of the World Aquatics Championships

Australia on Monday issued a fine of $610,500 Australian dollars ($386,000) against the company formerly known as Twitter for "falling short" in disclosing information on how it tackles child sex abuse content, in yet another setback for the Elon Musk-owned social media platform.

FUTTIES is the next promo coming to FIFA 22. Leaks have already surfaced showcasing cards that we can see in the upcoming FUT promo. The latest leak is a dual objective set, featuring the young Chelsea duo of Mason Mount and Reece James.

Exploring how Chelsea can use Christopher Nkunku ahead of the Frenchman's return from injury.

The Los Angeles Chargers need to run the ball better to save their season. However, rushing running back Austin Ekeler back prematurely from a high ankle sprain does not seem like a good idea at all. So very Chargers of them...

Former Spain women’s national team coach Jorge Vilda has been summoned to appear before a judge in the probe involving former soccer federation president Luis Rubiales for his kissing a player on the lips after the team won the Women’s World Cup title last month

Ben Lam became the latest player to see a yellow card upgraded to a red following a review from the TMO bunker during the Japan vs Samoa match at the Rugby World Cup. In the second half of the Pool D contest, Samoan winger Lam’s shoulder connected with the head of Japan back row Lappies Labuschagne while making a tackle, who went off for a HIA. Referee Jaco Peyper initially sent the flyer to the sin-bin but, using the bunker system, that was upgraded to a red card soon after, with the foul play review officer ruling that it was a shoulder direct to head with significant force and not enough mitigation to remain a yellow card. Lam’s dismissal was the seventh red card of the World Cup and is one of a number of disciplinary incidents which have shone a light on the consistency of officiating in this tournament. Arguably the most high-profile moment came on the opening weekend when an England player was shown a red card for the fourth time this year, as Tom Curry was sent off early in his side’s win over Argentina, following a head-on-head collision with Juan Cruz Mallia. However, apparent inconsistency among officials irked many, especially on social media, with other incidents of head contact across the opening weekend not being punished as severely. Later in that same match, Santiago Carreras only received a yellow card despite his leap in attempting to charge down a George Ford kick seeing his hip make contact with the England No 10’s head. During South Africa’s impressive 18-3 win over Scotland, Jesse Kriel’s tackle on Jack Dempsey in which his head clattered into that of his Scottish opponent wasn’t even reviewed by the TMO and wasn’t subsequently cited, while Chile captain Martin Sigren was only sin-binned despite a head-on-head collision while tackling a Japanese attacker. In the second round of action, New Zealand’s Ethan de Groot was sent off for his high hit during the clash with Namibia. But what are the laws around head contact and high tackles that referees are following and how do they decide on the punishment? Here’s everything you need to know: What are World Rugby’s laws on head contact? Head-on-head contact in the tackle comes under Law 9 of the Laws of Rugby Union, which covers foul play. Law 9.11 dictates “Players must not do anything that is reckless or dangerous to others, including leading with the elbow or forearm, or jumping into, or over, a tackler” and Law 9.13 goes on to say “A player must not tackle an opponent early, late or dangerously. Dangerous tackling includes, but is not limited to, tackling or attempting to tackle an opponent above the line of the shoulders even if the tackle starts below the line of the shoulders.” If a player breaks these laws and the act is deemed to be reckless or dangerous, then the referee is entitled to issue a yellow or red card. World Rugby also clarify the intent of the laws, stating in their guidelines that: “ Player welfare drives World Rugby’s decision making for zero tolerance of foul play, especially where head contact occurs. The focus must be on the actions of those involved, not the injury – the need for an HIA [a Head Injury Assessment] does not necessarily mean that there has been illegal head contact.” What are the punishments for head-on-head contact? Ok, this is where things get technical and debates start to occur. In March 2023, World Rugby issued their latest ‘head contact process law application guidelines’ to guide referees on whether foul play has occurred and how it should be punished. The referee has to go through a four-step process (detailed below) to determine the extent of the foul play and the sanction. The four steps are: Has head contact occurred? Was there any foul play? What was the degree of danger? Is there any mitigation? Step 1 (has head contact occurred?) is relatively straightforward, with head contact including the head and the face as well as the neck and throat area. If any head contact is made at all, we move on to Step 2. Step 2 (was there foul play?) is a touch more complex. The referees are told to consider whether the head contact was either intentional, reckless or avoidable – e.g. the defender is always upright. If it was, the tackler will be penalised and they move on to Step 3. However, if the head contact was deemed not to be foul play, the game continues. Step 3 (what was the degree of danger?) – judged from high to low – determines the initial punishment. A degree of high danger is judged on any of: direct contact rather than indirect, a high-force impact, a lack of control from the tackler, the incident occurring at high speed, the tackler leading with the head/shoulder/elbow/forearm or the tackle being reckless. If the referee judges there to be a high degree of danger, a red card will be shown. Meanwhile, low danger is judged as indirect contact, low force, low speed or no leading head/shoulder/forearm/swinging arm and a yellow card or even just a penalty to the opposition may be awarded. The final step, Step 4 (is there any mitigation?) determines whether the punishment can be reduced by one grade (i.e red card down to yellow card or yellow card down to just a penalty). Mitigation includes a sudden or significant drop in height or change in direction from ball carrier, a late change in dynamics due to another player in the contact area, a clear effort from the tackler to reduce their height or the tackler having no time to adjust. However, mitigation will never apply for intentional or always-illegal acts of foul play. What about the Foul Play Review Officer/Bunker review? Introduced for this World Cup was the Bunker review system. This allows the referee to issue a yellow card to a player, sending them to the sin-bin while play goes on, where a Foul Play Review Official (FPRO) will then take another look at the incident and determine if the yellow card should be upgraded to red, allowing the game to continue rather than a long stoppage to debate this. This is what happened to Curry against Argentina. The referee crosses their arms to indicate a Bunker review will take place. Once a player is in the sin-bin, the FPRO has up to eight minutes to review the decision and decide if it warrants upgrading to a red card. If not, the player will return to the field after their 10 minutes in the sin-bin has elapsed. Read More Steve Borthwick questions World Rugby’s silence on red card inconsistency Ethan De Groot red card: Why was All Blacks star sent off at Rugby World Cup? ‘Ruining this World Cup’: TV presenter slams ‘grotesque’ refereeing as Wales beat Fiji Japan v Samoa LIVE: Rugby World Cup 2023 latest updates Scotland make sweeping changes for must-win Romania clash Australia coach says Wallabies can’t handle pressure as Rugby World Cup exit looms

Under-pressure Australia batsman David Warner said Saturday he wanted to finish his Test career next year with a farewell match...

By Jonathan Stempel NEW YORK JPMorgan Chase's $290 million class-action settlement with Jeffrey Epstein's accusers has drawn an

Research has been revealed that shows which day of the week heart attacks are most likely to take place. According to a new study, the most severe types of heart attacks are more common on Mondays than any other day. STEMI attacks are the most severe forms of attacks, which are caused by a blockage of the coronary artery and see an interruption to the blood supply. A total of 10,528 patients were analysed as part of new research, with the study focusing hospital cases in Ireland and Northern Ireland between 2013 and 2018. Sign up to our free Indy100 weekly newsletter The findings were presented at the British Cardiovascular Society (BCS) conference in Manchester. The data shows that the risk of an STEMI-type heart attack were 13 per cent greater on a Monday compared to the average of other days. Cardiologist Jack Laffan from the Belfast Health and Social Care Trust said at the conference: "We've found a strong statistical correlation between the start of the working week and the incidence of STEMI. This has been described before but remains a curiosity." Laffan also considers it likely that the natural cycle of weeks, months and seasons has on our health. He said: "Based on what we know from previous studies, it is reasonable to presume a circadian element". Nilesh Samani, medical director at the British Heart Foundation, added: "This study adds to evidence around the timing of particularly serious heart attacks, but we now need to unpick what it is about certain days of the week that makes them more likely. "Doing so could help doctors better understand this deadly condition so we can save more lives in future." It comes after a woman revealed how when she was a teenager she mistook a heart attack for butterflies, after dancing with a boy for the first time. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.