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Nearly five months before the US was projected to hit the debt ceiling, a small team inside the Treasury Department began alerting top officials to early effects already being felt in the US financial system.

NEW YORK The New York City Banking Commission voted to freeze the city's deposits at Capital One and

A mother has discussed the sweet meaning behind the now viral gift that she made for daughter, after her high school graduation. Erin Percy, who goes by the username @erinpercy60, shared a recent video on TikTok of the gift for her daughter, who will be going to college in the fall. Throughout the footage, which was set to a score from the Pixar film Up, the mother showcased a handful of wrapped presents, with a different note attached to each one. The first gift was labelled with a note that read: “Open me when it’s cold outside,” while the second gift had a note that said: “Open me when you catch a cold.” This trend continued with other gifts, two of which read: “Open me when you need a little me time” and “Open me when you don’t have time to do laundry”. While she continued to showcase the rest of the presents, Percy ended her video by placing one gift, which read: “Open me when we say goodbye”, in a basket. As of 25 May, the video has more than 1.2m views, with TikTok users praising the gifts in the comments. They also expressed how they wanted to know what the presents were. “The goodbye one broke me,” one person wrote, while another added: “This is so sweet.” A third wrote: “You’re KILLING ME. I’m dying to see what’s inside. My daughter is off to university in the fall and I’ve been thinking about the care packages.” Speaking to Today.com, Percy shared that her daughter, Abby Rose, will be leaving her hometown in Alabama in the fall, as she’ll be attending the College of Charleston in South Carolina. @erinpercy60 Graduation Gift for my daughter ♬ Up - Movie Theme - Giampaolo Pasquile She also acknowledged why these various gifts to her daughter were so important . “I wanted to give her a few things for those important moments that I’m going to miss,” she explained. The mother went on to praise her relationship with Abby, noting that when she was battling cancer, her daughter was by her side. She also confessed some of the daily fears that she still has, as a stage 3 breast cancer survivor. “Abby Rose was my biggest cheerleader when I was sick from surgery, chemo and radiation,” Percy shared. “Even though I’m seven years in remission, I worry, ‘What if I can’t be there for her?’ Subconsciously, I think that had something to do with the gifts as well.” Although Abby’s school is nine hours away from home, Percy acknowledged how thrilled she is for her daughter and her upcoming opportunity. “I’m so excited for this next chapter,” she explained. “She had a hard high school experience because of Covid — and I just want her to have an awesome, normal, college experience.” Speaking to Today.com, Percy also revealed what her gifts actually were. For example, in the gift labelled “Open me when we say goodbye”, the mother gave her daughter a necklace. “When she was little I used to sing her the song ‘You are my Sunshine,’” she explained. “So I got her a sun necklace — and we each get one half. I’m already wearing mine.” For a gift labelled “Open me when you need a little jolt,” she got Abby a Starbucks gift card, in addition to an Insomnia Cookies gift card, which was part of her “Open me before midterms” gift. She also got her daughter “a week’s worth of socks and underwear”, which was for Abby to open when she doesn’t “have time to do laundry”. The Independent has contacted Percy for comment. Read More Mother hit with deluge of abuse for taking toddler’s packed lunch to a restaurant Uvalde victim's mother perseveres through teaching, connecting with daughter's memory Mother claims using a miraculous eye cream has taken years off her in just weeks Robert De Niro reveals name of newborn as he shares first photo of seventh child Mother shares horrifying moment she found ticks living in her daughter’s ear Influencer hospitalised for after horse falls on her at Arizona ranch

Emmie Sperandeo, a social media influencer known for her Western lifestyle content, has been hospitalised after suffering from a horse-related injury. The 27-year-old influencer, who goes by @steadyrein on TikTok, was injured last week in Arizona when the horse she was riding “spun and fell on top of her,” her father, Marino Sperandeo, told Phoenix-based news station KTVK. “She was holding on to the horse and was whip-lashed by the horse as it fell sideways. That caused her head to hit the floor,” he said. According to the GoFundMe campaign set up to help cover her medical bills, Emmie was airlifted to a trauma centre on 15 May. In addition to suffering two skull fractures from the incident, she was also bleeding from her ears when she arrived unconsious at the hospital’s intensive care unit (ICU). Emmie was already healing from a concussion and broken finger injury that occurred just one month prior, when she was thrown from a bucking horse, her father said. On 19 May, doctors said that Emmie had stabilised and had regained consciousness for brief periods of time, an update on her GoFundMe page read. “She’s a tough kid but she’s got a long road ahead of her,” her father said, adding that all she can remember are memories from seven to 14 years ago. @steadyrein mornin’ #arizona #ranchlife #solotraveler #cowpoke #westernstyle ♬ Sleep on My Side - Megan Moroney Three days later, her family shared that Emmie was stable enough to move from the ICU to the neurological ward where she’ll undergo both speech and physical therapy. However, her sister Natalie said in a message on her GoFundMe page that Emmie ”still is unable to comprehend why she’s here, or why people are writing to her.” As of Thursday (25 May), more than $186,000 has been raised to reach the family’s $250,000 goal for rehabilitation fees and animal care expenses. @steadyrein cant get this outta my head ♬ I'm Not Pretty - Megan Moroney “To everyone who loves Emmie – thank you for thinking of her and sending her the strength that she will need to recover,” read a message on the fundraising page. Emmie Sperandeo has 1.6m followers on TikTok, where she posts videos working on ranches and travelling throughout the US. Most recently, she had documented her journey from Montana to Arizona. @steadyrein ❤️ #montana #solotraveler #oldwest #ranchlife #cowpoke ♬ september sparky deathcap - faith “Praying for you!!!!!” one fan commented on her last TikTok video before the horse-related accident. “You have been a role model for me for so long and I am wishing you a speedy recovery,” another fan said. Read More Miss Universe finalist Sienna Weir dies aged 23 from tragic horse riding accident Influencer Alix Earle claims she was ‘stranded’ in Italy after villa she booked turned out to be ‘scam’ ‘I saw the opportunity’: Woman defends picking up ‘$8,000 bubble sofa’ from New York street Alix Earle claims she was ‘stranded’ in Italy after villa turned out to be ‘scam’ Bioré apologises after influencer references school shooting in pore strips ad Mother reveals the sweet meaning behind viral graduation gift for her daughter

A Los Angeles County judge says she will dismiss a lawsuit that the stars of the 1968 film “Romeo and Juliet” filed over a nude scene shot when they were in their mid-teens

The Panthers completed their sweep of the Hurricanes with Matthew Tkachuk's late heroics sending Florida to their first Stanley Cup Final in decades.That sound you heard is the growl of the Florida Panthers fans in Fort Lauderdale, Florida, and worldwide.The Panthers emerged victorious ...

SYDNEY Consumer confidence in New Zealand was flat in May compared with the prior month and remained very

Germany has been Europe’s economic engine for decades, pulling the region through one crisis after another. But that

The docuseries 'Shiny Happy People,' which is set to release on June 2, takes a dig at the Duggar family's controversial past

By Patricia Zengerle WASHINGTON A Republican senator's hold on military nominations will apply to Democratic President Joe Biden's

We’re all about multi-purpose makeup and one-and-done skincare products, so we were intrigued by one DRMTLGY‘s safe, science-backed products. The Universal Tinted Moisturizer SPF 46 is the brand’s hero product and advertises itself as an anti-aging moisturizer, broad-spectrum sunscreen, and sheer foundation all in one sleekly packaged tinted formula. While a combo formula isn’t new to us, it did give us pause to learn that this tinted moisturizer doesn’t come in several shades. Instead, it astonishingly comes in just one tan shade that’s meant to blend out perfectly for every skin tone (and every skin type).

By Timothy Gardner and Jarrett Renshaw WASHINGTON A bill to boost power transmission between U.S. regions is being